Student Outcomes
- Graduation Rate (4-year)
- 52.7%
- Graduation Rate (6-year)
- 53.1%
- Retention Rate
- 74.5%
- Median Earnings (10 years after entry)
- $51,151
- Median Debt at Graduation
- $19,500
- Student-to-Faculty Ratio
- 17:1
- Loan Repayment Rate
- 57.0%
- Estimated Monthly Loan Payment
- $207/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Master | $145,898 | $61,063 |
| Engineering-Related Fields. | Master | $76,460 | |
| Business Administration, Management and Operations. | Master | $76,041 | $29,420 |
| Electrical, Electronics and Communications Engineering. | Bachelor | $72,883 | $23,000 |
| Rehabilitation and Therapeutic Professions. | Doctoral | $71,255 | $74,500 |
| Engineering, General. | Bachelor | $69,338 | |
| Chemical Engineering. | Bachelor | $67,324 | |
| Psychology, General. | Master | $63,005 | $28,500 |
| Mechanical Engineering. | Bachelor | $63,005 | $20,841 |
| Civil Engineering. | Bachelor | $62,012 | $18,000 |
| Computer Science. | Bachelor | $57,318 | $21,975 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $53,556 | $18,740 |
| Engineering-Related Fields. | Bachelor | $52,941 | $24,570 |
| Teacher Education and Professional Development, Specific Levels and Methods. | Master | $44,055 | |
| Student Counseling and Personnel Services. | Master | $41,689 | $37,675 |
Outcomes Overview
UTC graduates earn a median of $51,151 ten years after graduation, putting them in solid middle-class territory. The typical graduate carries $19,500 in debt with monthly payments of $207. That translates to about 4.9% of gross monthly income going to loan payments, which falls below the recommended 10% threshold. The 57% loan repayment rate suggests some graduates struggle, but the 96.8% employment rate indicates strong job placement. Many Mocs land positions with Chattanooga's major employers like Volkswagen, BlueCross BlueShield, and TVA. The debt-to-income ratio of 0.38 compares favorably to the national average of around 0.50 for public universities. This represents an average return on investment.