Cost Details
- In-State Tuition
- $10,208
- Out-of-State Tuition
- $16,248
- Average Net Price
- $10,299
- Students Receiving Financial Aid
- 34.3%
- Room & Board (On Campus)
- $7,280
- Room & Board (Off Campus)
- $10,296
- Books & Supplies
- $1,500
- Total Cost of Attendance
- $18,988
- Median Debt at Graduation
- $21,024
- Estimated Monthly Loan Payment
- $223/mo
- Loan Repayment Rate
- 55.2%
- Students Taking Federal Loans
- 33.4%
- Pell Grant Recipients
- 34.3%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $6,949 |
| $30,001 – $48,000 | $8,583 |
| $48,001 – $75,000 | $12,457 |
| $75,001 – $110,000 | $14,476 |
| $110,001+ | $15,325 |
Cost Estimator
Cost Overview
Most families pay far less than the $18,988 sticker price at UT Martin. Students from families earning under $30,000 pay just $6,949 net, while those from households making over $110,000 pay $15,325. That puts a four-year degree between $28,000 and $61,300 depending on family income. The school serves primarily working-class Tennessee families, with 34% receiving Pell Grants.
Graduates leave with a median debt of $21,024, creating monthly payments around $223. With median earnings hitting $44,213 ten years out, that payment represents about 6% of gross income. The 96% employment rate shows UTM graduates find work consistently in rural Tennessee and surrounding areas. In-state students get the best deal here, making up 91% of enrollment and paying less than the out-of-state rate of $16,248 in tuition alone.
Graduates leave with a median debt of $21,024, creating monthly payments around $223. With median earnings hitting $44,213 ten years out, that payment represents about 6% of gross income. The 96% employment rate shows UTM graduates find work consistently in rural Tennessee and surrounding areas. In-state students get the best deal here, making up 91% of enrollment and paying less than the out-of-state rate of $16,248 in tuition alone.
Official Net Price Calculator
Get a personalized cost estimate from The University of Tennessee-Martin:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.