Student Outcomes
- Graduation Rate (4-year)
- 53.8%
- Graduation Rate (6-year)
- 54.8%
- Retention Rate
- 73.4%
- Median Earnings (10 years after entry)
- $44,213
- Median Debt at Graduation
- $21,024
- Student-to-Faculty Ratio
- 15:1
- Loan Repayment Rate
- 55.2%
- Estimated Monthly Loan Payment
- $223/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $58,549 | $23,362 |
| Engineering, General. | Bachelor | $56,415 | $29,750 |
| Educational Administration and Supervision. | Master | $52,733 | |
| Computer Science. | Bachelor | $47,260 | |
| Accounting and Related Services. | Bachelor | $44,933 | $21,250 |
| Business Administration, Management and Operations. | Master | $43,240 | |
| Finance and Financial Management Services. | Bachelor | $42,682 | $20,251 |
| Student Counseling and Personnel Services. | Master | $42,123 | $49,814 |
| Management Information Systems and Services. | Bachelor | $41,007 | |
| Teacher Education and Professional Development, Specific Levels and Methods. | Master | $39,860 | $51,164 |
| Family and Consumer Sciences/Human Sciences, General. | Master | $39,287 | |
| Teacher Education and Professional Development, Specific Levels and Methods. | Bachelor | $35,089 | $19,500 |
| Business Administration, Management and Operations. | Bachelor | $34,526 | $22,369 |
| Agriculture, General. | Bachelor | $34,244 | $19,400 |
| Marketing. | Bachelor | $32,569 | $17,048 |
Outcomes Overview
Graduates earn a median of $44,213 ten years after leaving campus, while typical debt loads reach $21,024. This creates a manageable debt-to-earnings ratio of 47%, well below concerning thresholds. Monthly loan payments of $223 consume about 6% of typical graduate income. The 96% employment rate reflects strong regional demand for UTM's agriculture, education, and nursing graduates. Many alumni stay in Tennessee and surrounding states where their degrees carry solid recognition. The combination of relatively low debt, reasonable earnings, and high employment rates in stable fields like teaching and healthcare creates a strong return on investment for students seeking practical career preparation.