Cost Details
- In-State Tuition
- $38,450
- Out-of-State Tuition
- $38,450
- Average Net Price
- $26,815
- Students Receiving Financial Aid
- 25.2%
- Room & Board (On Campus)
- $12,166
- Room & Board (Off Campus)
- $13,320
- Books & Supplies
- $750
- Total Cost of Attendance
- $51,366
- Median Debt at Graduation
- $20,714
- Estimated Monthly Loan Payment
- $220/mo
- Loan Repayment Rate
- 66.2%
- Students Taking Federal Loans
- 47.1%
- Pell Grant Recipients
- 25.2%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $24,793 |
| $30,001 – $48,000 | $21,812 |
| $48,001 – $75,000 | $25,531 |
| $75,001 – $110,000 | $27,440 |
| $110,001+ | $29,835 |
Cost Estimator
Cost Overview
Most Union families pay around $27,000 annually after aid, though costs vary dramatically by income. Families earning under $30,000 pay about $25,000, while those making over $110,000 pay nearly $30,000. Over four years, expect to invest roughly $107,000 total. The Southern Baptist university keeps aid relatively modest, with only 21% receiving institutional grants averaging $28,520.
Graduates typically leave with $20,714 in debt, translating to $220 monthly payments. With median earnings of $54,000 within a year of graduation, loan payments consume about 5% of gross income. The 66% loan repayment rate suggests some graduates struggle financially post-graduation.
Middle-income families earning $30,000-$48,000 get the sweetest deal at just $21,812 annually. High earners pay the premium for Union's small classes and Christian environment, while low-income students still face substantial costs despite federal aid.
Graduates typically leave with $20,714 in debt, translating to $220 monthly payments. With median earnings of $54,000 within a year of graduation, loan payments consume about 5% of gross income. The 66% loan repayment rate suggests some graduates struggle financially post-graduation.
Middle-income families earning $30,000-$48,000 get the sweetest deal at just $21,812 annually. High earners pay the premium for Union's small classes and Christian environment, while low-income students still face substantial costs despite federal aid.
Official Net Price Calculator
Get a personalized cost estimate from Union University:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.