Cost Details
- In-State Tuition
- $945
- Out-of-State Tuition
- $945
- Average Net Price
- $7,506
- Students Receiving Financial Aid
- 7.3%
- Books & Supplies
- $4,591
- Median Debt at Graduation
- $8,833
- Estimated Monthly Loan Payment
- $94/mo
- Students Taking Federal Loans
- 6.6%
- Pell Grant Recipients
- 7.3%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $3,476 |
| $30,001 – $48,000 | $4,752 |
| $48,001 – $75,000 | $8,250 |
| $75,001 – $110,000 | $9,278 |
| $110,001+ | $9,547 |
Cost Estimator
Cost Overview
Despite a sticker price under $1,000, families typically pay $7,506 annually after aid. Low-income students ($0-30K) pay just $3,476, while high earners ($110K+) pay $9,547. Over four years, expect costs between $13,904 and $38,188 depending on family income.
Only 7.3% of students receive financial aid, reflecting the academy's unique funding model as a federal service academy. Student debt averages $8,833, translating to $94 monthly payments after graduation. With median earnings hitting $59,168 in year one and $90,610 by year ten, loan payments represent less than 2% of typical graduate income.
The best deal goes to students from lower-income families who secure admission. The combination of federal funding, mandatory service commitment, and strong earning potential makes this one of the most affordable paths to a six-figure maritime career.
Only 7.3% of students receive financial aid, reflecting the academy's unique funding model as a federal service academy. Student debt averages $8,833, translating to $94 monthly payments after graduation. With median earnings hitting $59,168 in year one and $90,610 by year ten, loan payments represent less than 2% of typical graduate income.
The best deal goes to students from lower-income families who secure admission. The combination of federal funding, mandatory service commitment, and strong earning potential makes this one of the most affordable paths to a six-figure maritime career.
Official Net Price Calculator
Get a personalized cost estimate from United States Merchant Marine Academy:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.