Cost Details
- In-State Tuition
- $10,408
- Out-of-State Tuition
- $28,998
- Average Net Price
- $18,486
- Students Receiving Financial Aid
- 42.1%
- Room & Board (On Campus)
- $16,182
- Room & Board (Off Campus)
- $18,444
- Books & Supplies
- $1,000
- Total Cost of Attendance
- $27,590
- Median Debt at Graduation
- $19,500
- Estimated Monthly Loan Payment
- $207/mo
- Loan Repayment Rate
- 67.2%
- Students Taking Federal Loans
- 52.4%
- Pell Grant Recipients
- 42.1%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $13,066 |
| $30,001 – $48,000 | $15,895 |
| $48,001 – $75,000 | $19,850 |
| $75,001 – $110,000 | $20,811 |
| $110,001+ | $25,009 |
Cost Estimator
Cost Overview
Families at University at Albany typically pay $18,486 per year after aid, not the sticker price. Low-income students ($0-30K) pay just $13,066 annually, while wealthy families ($110K+) pay $25,009. Over four years, that means costs range from $52,264 to $100,036 depending on family income. About 93% of students stay in-state, keeping costs lower than most flagship universities.
Graduates leave with $19,500 in debt on average, translating to $207 monthly payments. With median earnings hitting $67,979 ten years out, those payments represent just 3.7% of monthly income. The 67% loan repayment rate shows most handle their debt successfully. Nearly half of students receive Pell Grants, reflecting the school's mission as an accessible SUNY option. Students from working-class families get the strongest value proposition, paying roughly half what wealthy families do while accessing the same degree programs.
Graduates leave with $19,500 in debt on average, translating to $207 monthly payments. With median earnings hitting $67,979 ten years out, those payments represent just 3.7% of monthly income. The 67% loan repayment rate shows most handle their debt successfully. Nearly half of students receive Pell Grants, reflecting the school's mission as an accessible SUNY option. Students from working-class families get the strongest value proposition, paying roughly half what wealthy families do while accessing the same degree programs.
Official Net Price Calculator
Get a personalized cost estimate from University at Albany:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.