At $16,607/yr net price, University of California-Santa Cruz graduates earn $68,396/yr within 10 years of enrollment, which is $34,396/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $16,607 |
| Estimated 4-Year Cost | $66,428 |
| Median Earnings (10yr post-entry) | $68,396/yr |
| Earnings Premium vs. HS Diploma | +$34,396/yr |
| Estimated Break-Even | 1.9 years |
| Graduation Rate (6-year) | 74.5% |
| Median Debt at Graduation | $16,666 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $9,472/yr |
| $30,001 - $48,000 | $10,114/yr |
| $48,001 - $75,000 | $13,001/yr |
| $75,001 - $110,000 | $18,786/yr |
| $110,001+ | $32,674/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Computer Engineering. | Bachelor | $79,150 | $23,434 |
| Electrical, Electronics and Communications Engineering. | Bachelor | $69,338 | $16,796 |
| Computer Science. | Bachelor | $63,530 | $16,499 |
| Economics. | Master | $61,516 | |
| Computer/Information Technology Administration and Management. | Bachelor | $60,185 | $20,020 |
| Educational Assessment, Evaluation, and Research. | Master | $54,894 | $30,726 |
| Business/Managerial Economics. | Bachelor | $51,607 | $16,519 |
| Biomedical/Medical Engineering. | Bachelor | $48,823 | $23,000 |
| Multi/Interdisciplinary Studies, Other. | Bachelor | $47,260 | |
| Economics. | Bachelor | $44,356 | $18,017 |
The Risk Factor
74.5% of students at University of California-Santa Cruz graduate within 6 years. A significant share of students finish, but roughly 26% do not complete their degree.
Analysis
UC Santa Cruz offers solid financial returns with a relatively low net price of $16,607 annually and median debt of just $16,666, making it one of the more affordable UC options. The school's strength lies in its STEM programs, particularly computer engineering graduates who earn $79,150 annually against $23,434 in debt.
Computer science, electrical engineering, and economics majors see strong returns, with computer science graduates earning $63,530 with minimal debt loads. However, avoid liberal arts majors here unless you have specific career plans, as the school's reputation centers on tech fields that connect directly to Silicon Valley employers.
Your biggest risk is the 74.5% graduation rate, below UC system averages. If you struggle with academic independence or need extensive support services, consider other UCs. The campus culture prioritizes self-directed learning, which works well for motivated STEM students but can derail others.
This school makes financial sense if you want affordable access to California's tech economy without private school debt. The proximity to Silicon Valley creates internship and job opportunities that boost earning potential beyond the median figures shown. Merit aid opportunities are limited as a public institution, but in-state students get strong value.
Out-of-state students should look elsewhere unless targeting computer engineering or similar high-paying majors. The premium you pay for non-resident tuition eliminates much of the financial advantage, and comparable private schools might offer better aid packages for your specific situation.
Frequently Asked Questions
Is University of California-Santa Cruz worth the cost for computer science?
UC Santa Cruz computer science graduates earn $63,530 annually with relatively low debt of $16,666, making it a solid investment. Computer engineering majors do even better at $79,150, while the $16,607 annual net price keeps costs reasonable for a UC education.
What is the ROI like for University of California-Santa Cruz graduates?
UC Santa Cruz graduates earn $68,396 ten years after graduation with median debt under $17,000, creating a favorable debt-to-income ratio. The 75% graduation rate is decent but not exceptional for a UC campus.
How much debt do University of California-Santa Cruz students typically have?
UC Santa Cruz graduates have median debt of $16,666, which is manageable compared to many universities. The relatively low net price of $16,607 per year helps keep borrowing down for most students.
Which majors at University of California-Santa Cruz have the best job prospects?
Engineering programs lead earnings at UC Santa Cruz, with computer engineering graduates making $79,150 and electrical engineering at $69,338. Economics and computer science also provide strong returns, while other majors may struggle to justify the investment.