Cost Details
- In-State Tuition
- $9,739
- Out-of-State Tuition
- $18,064
- Average Net Price
- $15,336
- Students Receiving Financial Aid
- 25.7%
- Room & Board (On Campus)
- $10,206
- Room & Board (Off Campus)
- $10,206
- Books & Supplies
- $1,250
- Total Cost of Attendance
- $21,195
- Median Debt at Graduation
- $21,000
- Estimated Monthly Loan Payment
- $223/mo
- Loan Repayment Rate
- 52.9%
- Students Taking Federal Loans
- 36.2%
- Pell Grant Recipients
- 25.7%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $11,862 |
| $30,001 – $48,000 | $12,458 |
| $48,001 – $75,000 | $14,997 |
| $75,001 – $110,000 | $17,915 |
| $110,001+ | $18,752 |
Cost Estimator
Cost Overview
Most families pay far less than the $21,195 sticker price at University of Central Missouri. Students from families earning under $30,000 pay just $11,862 annually after aid, while those from higher-income households ($110,000+) pay $18,752. Over four years, costs range from roughly $47,500 to $75,000 depending on family income. The school keeps expenses reasonable with $15,336 as the average net price.
Graduates typically leave with $21,000 in debt, translating to $223 monthly loan payments. With median earnings of $49,560 ten years after graduation, loan payments represent about 5% of income. Only 36% of students take federal loans, suggesting many families can afford UCM without heavy borrowing. Students from lower-income families get the strongest value here, paying roughly half what wealthy families pay while accessing the same teacher preparation programs that built the university's reputation.
Graduates typically leave with $21,000 in debt, translating to $223 monthly loan payments. With median earnings of $49,560 ten years after graduation, loan payments represent about 5% of income. Only 36% of students take federal loans, suggesting many families can afford UCM without heavy borrowing. Students from lower-income families get the strongest value here, paying roughly half what wealthy families pay while accessing the same teacher preparation programs that built the university's reputation.
Official Net Price Calculator
Get a personalized cost estimate from University of Central Missouri:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.