Cost Details
- In-State Tuition
- $13,212
- Out-of-State Tuition
- $33,406
- Average Net Price
- $17,218
- Students Receiving Financial Aid
- 21.5%
- Room & Board (On Campus)
- $15,242
- Room & Board (Off Campus)
- $15,242
- Books & Supplies
- $1,200
- Total Cost of Attendance
- $29,654
- Median Debt at Graduation
- $22,500
- Estimated Monthly Loan Payment
- $239/mo
- Loan Repayment Rate
- 63.3%
- Students Taking Federal Loans
- 34.8%
- Pell Grant Recipients
- 21.5%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $10,267 |
| $30,001 – $48,000 | $11,329 |
| $48,001 – $75,000 | $14,557 |
| $75,001 – $110,000 | $20,655 |
| $110,001+ | $24,687 |
Cost Estimator
Cost Overview
Families typically pay $17,218 annually after financial aid, though costs vary dramatically by income. Students from families earning under $30,000 pay just $10,267 per year, while those from households above $110,000 pay $24,687. Over four years, expect total costs between $41,000 and $99,000 depending on your family's financial situation.
Most Kentucky graduates leave with $22,500 in debt, translating to monthly payments of $239. That's manageable against median earnings of $59,025 ten years after graduation. The 63% loan repayment rate suggests some graduates struggle initially, but earnings grow substantially over time. Only 35% of students take federal loans, indicating many families can afford costs without borrowing heavily.
In-state students get the strongest value proposition here. With 62% of students from Kentucky, the university clearly serves its home state well while remaining accessible to families across income levels.
Most Kentucky graduates leave with $22,500 in debt, translating to monthly payments of $239. That's manageable against median earnings of $59,025 ten years after graduation. The 63% loan repayment rate suggests some graduates struggle initially, but earnings grow substantially over time. Only 35% of students take federal loans, indicating many families can afford costs without borrowing heavily.
In-state students get the strongest value proposition here. With 62% of students from Kentucky, the university clearly serves its home state well while remaining accessible to families across income levels.
Official Net Price Calculator
Get a personalized cost estimate from University of Kentucky:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.