Student Outcomes
- Graduation Rate (4-year)
- 53.0%
- Graduation Rate (6-year)
- 52.8%
- Retention Rate
- 78.7%
- Median Earnings (10 years after entry)
- $44,433
- Median Debt at Graduation
- $24,499
- Student-to-Faculty Ratio
- 12:1
- Loan Repayment Rate
- 65.4%
- Estimated Monthly Loan Payment
- $260/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Teacher Education and Professional Development, Specific Levels and Methods. | Bachelor | $32,882 | $25,844 |
| Special Education and Teaching. | Bachelor | $32,284 | $27,000 |
| Business/Managerial Economics. | Bachelor | $30,771 | $21,500 |
| Rehabilitation and Therapeutic Professions. | Bachelor | $30,047 | |
| Psychology, General. | Bachelor | $29,685 | $23,125 |
| Mental and Social Health Services and Allied Professions. | Bachelor | $28,960 | $27,000 |
| English Language and Literature, General. | Bachelor | $27,397 | |
| Rhetoric and Composition/Writing Studies. | Bachelor | $20,687 |
Outcomes Overview
UMF graduates earn a median of $44,433 ten years after graduation, creating a debt-to-earnings ratio of 55% with typical debt of $24,499. Monthly loan payments of $260 consume about 7% of gross income, which is manageable compared to the national average of 10-15%. The school's strong teacher education reputation channels many graduates into public education, where starting salaries often begin lower but offer job security and benefits. With a 96.8% employment rate, graduates find work consistently. However, the combination of moderate debt levels and below-average starting salaries in education-focused careers results in an average return on investment for most students.