Cost Details
- In-State Tuition
- $12,952
- Out-of-State Tuition
- $30,308
- Average Net Price
- $18,328
- Students Receiving Financial Aid
- 29.6%
- Room & Board (On Campus)
- $14,204
- Room & Board (Off Campus)
- $15,906
- Books & Supplies
- $1,600
- Total Cost of Attendance
- $28,756
- Median Debt at Graduation
- $19,500
- Estimated Monthly Loan Payment
- $207/mo
- Loan Repayment Rate
- 67.4%
- Students Taking Federal Loans
- 29.2%
- Pell Grant Recipients
- 29.6%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $7,048 |
| $30,001 – $48,000 | $11,374 |
| $48,001 – $75,000 | $18,506 |
| $75,001 – $110,000 | $24,763 |
| $110,001+ | $27,013 |
Cost Estimator
Cost Overview
Most UMBC families pay far less than the $28,756 sticker price. Low-income students with family earnings under $30,000 pay just $7,048 annually after aid. Middle-class families earning $48,000-$75,000 face net costs around $18,506 per year. Even high earners above $110,000 typically pay $27,013 after minimal aid. Over four years, costs range from $28,192 for the poorest families to $108,052 for the wealthiest.
UMBC keeps debt manageable for a research university. Graduates leave with a median debt of $19,500, translating to monthly payments around $207. With median earnings hitting $69,960 ten years out, most alumni easily handle these payments. The university particularly rewards in-state students, who make up 89% of enrollment and save nearly $18,000 annually compared to out-of-state peers. Maryland residents from low-income families get the best deal, paying less than many community colleges while accessing Division I research opportunities.
UMBC keeps debt manageable for a research university. Graduates leave with a median debt of $19,500, translating to monthly payments around $207. With median earnings hitting $69,960 ten years out, most alumni easily handle these payments. The university particularly rewards in-state students, who make up 89% of enrollment and save nearly $18,000 annually compared to out-of-state peers. Maryland residents from low-income families get the best deal, paying less than many community colleges while accessing Division I research opportunities.
Official Net Price Calculator
Get a personalized cost estimate from University of Maryland-Baltimore County:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.