Student Outcomes
- Graduation Rate (4-year)
- 70.5%
- Graduation Rate (6-year)
- 70.6%
- Retention Rate
- 87.1%
- Median Earnings (10 years after entry)
- $69,960
- Median Debt at Graduation
- $19,500
- Student-to-Faculty Ratio
- 18:1
- Loan Repayment Rate
- 67.4%
- Estimated Monthly Loan Payment
- $207/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Curriculum and Instruction. | Master | $76,460 | |
| Business Administration, Management and Operations. | Master | $76,460 | |
| Information Science/Studies. | Master | $75,383 | $41,000 |
| Computer Engineering. | Bachelor | $73,112 | $19,744 |
| Multi/Interdisciplinary Studies, Other. | Master | $72,134 | $28,537 |
| Computer Science. | Bachelor | $70,009 | $19,500 |
| Chemical Engineering. | Bachelor | $63,600 | $20,500 |
| Information Science/Studies. | Bachelor | $62,111 | $19,500 |
| Mechanical Engineering. | Bachelor | $60,240 | $19,563 |
| Curriculum and Instruction. | Certificate | $57,318 | |
| Mathematics. | Bachelor | $48,823 | $16,500 |
| Education, General. | Master | $47,729 | $20,500 |
| Economics. | Bachelor | $47,260 | $20,000 |
| Computer/Information Technology Administration and Management. | Bachelor | $44,933 | $19,500 |
| Sociology. | Bachelor | $40,896 | $20,000 |
Outcomes Overview
UMBC graduates enter the workforce with a median debt of $19,500 and earn $69,960 ten years after graduation. Monthly loan payments of $207 represent just 3.6% of typical graduate income, well below the recommended 10% threshold. The strong employment rate of 92.1% reflects the university's reputation for producing job-ready STEM graduates. Many alumni land positions at NASA, NIH, and major tech companies in the Baltimore-Washington corridor. The debt-to-income ratio of 0.28 compares favorably to the national average of 0.37 for public universities. Computer science and engineering graduates particularly benefit from the region's robust federal contracting and cybersecurity sectors. UMBC delivers a strong return on investment.