Cost vs. Outcomes
| Metric | Value |
|---|---|
| Median Earnings (10yr post-entry) | $88,174/yr |
| Earnings Premium vs. HS Diploma | +$54,174/yr |
| Median Debt at Graduation | $15,000 |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Advanced/Graduate Dentistry and Oral Sciences. | Certificate | $176,087 | |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Doctoral | $127,621 | $88,056 |
| Pharmacy, Pharmaceutical Sciences, and Administration. | Doctoral | $109,362 | $158,780 |
| Dentistry. | Doctoral | $103,668 | $258,834 |
| Pharmacy, Pharmaceutical Sciences, and Administration. | Master | $94,408 | $41,000 |
| Allied Health and Medical Assisting Services. | Master | $93,076 | |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Master | $91,211 | $76,133 |
| Rehabilitation and Therapeutic Professions. | Doctoral | $70,705 | $125,356 |
| Dental Support Services and Allied Professions. | Bachelor | $69,338 | $15,000 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $66,069 | $15,000 |
Analysis
University of Maryland, Baltimore delivers strong financial returns for health-focused careers, with median earnings of $88,174 and manageable debt loads of $15,000 for most undergraduates. This specialized campus concentrates on medicine, dentistry, nursing, pharmacy, and law, creating a clear pathway from education to high-paying regional jobs in Baltimore's strong healthcare sector.
Advanced dentistry programs generate the highest returns at $176,087 annually, while nursing graduates earn $127,621 with moderate debt of $88,056. Pharmacy presents a mixed picture: some graduates earn $109,362 but carry crushing debt of $158,780, while others in similar programs earn $94,408 with just $41,000 in loans. General dentistry graduates face the steepest financial climb with $258,834 in debt against $103,668 in earnings.
Your biggest risk lies in pharmacy and dentistry programs where debt can spiral beyond reasonable payback periods. The nursing program offers the most balanced risk-reward ratio, especially given Maryland's strong healthcare job market and proximity to major medical centers in Baltimore and Washington, D.C.
This school works financially if you have clear healthcare career goals and can secure admission to competitive programs. The low percentage of students receiving aid suggests limited need-based support, making this a better fit if you can afford the upfront costs. Skip this school if you want broad liberal arts options or lack certainty about healthcare careers, since the specialized focus limits your ability to pivot without transferring.
Frequently Asked Questions
Is University of Maryland, Baltimore worth the cost?
University of Maryland, Baltimore offers strong value for health sciences students, with median debt of only $15,000 and graduate earnings of $88,174. The school's focus on medical, dental, and nursing programs typically leads to high-paying careers that justify the investment.
What are the highest paying programs at University of Maryland, Baltimore?
Advanced dentistry graduates earn around $176,000 annually, while nursing and pharmacy programs produce graduates earning $95,000-$128,000. These health-focused programs significantly outperform the school's overall graduate earnings average.
How much student debt do University of Maryland, Baltimore graduates have?
The median debt load is $15,000, which is relatively low compared to most graduate programs. This manageable debt combined with strong earning potential in health sciences makes the financial risk minimal for most students.
Does University of Maryland, Baltimore have good financial aid?
The low median debt of $15,000 suggests decent financial aid availability, though specific aid amounts vary by program. Health sciences programs often offer assistantships and scholarships that help keep debt manageable relative to earning potential.