Cost Details
- In-State Tuition
- $16,570
- Out-of-State Tuition
- $35,396
- Average Net Price
- $18,627
- Students Receiving Financial Aid
- 27.4%
- Room & Board (On Campus)
- $15,424
- Room & Board (Off Campus)
- $6,400
- Books & Supplies
- $1,200
- Total Cost of Attendance
- $33,194
- Median Debt at Graduation
- $23,704
- Estimated Monthly Loan Payment
- $251/mo
- Loan Repayment Rate
- 63.8%
- Students Taking Federal Loans
- 53.5%
- Pell Grant Recipients
- 27.4%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $10,460 |
| $30,001 – $48,000 | $11,220 |
| $48,001 – $75,000 | $15,576 |
| $75,001 – $110,000 | $21,633 |
| $110,001+ | $26,648 |
Cost Estimator
Cost Overview
Most UMass Lowell families pay far less than the $33,194 sticker price. The average net price drops to $18,627 after aid kicks in. Low-income families earning under $30,000 pay just $10,460 annually, while those making $110,000 or more pay $26,648. Over four years, that ranges from roughly $42,000 to $106,000 total.
The typical graduate leaves with $23,704 in debt, translating to $251 monthly payments. With median earnings hitting $64,874 ten years out, most can handle those payments comfortably. Only 27% of students receive Pell Grants, suggesting the school serves more middle-class than low-income families. Just 11% get institutional grants averaging $10,374.
Massachusetts residents get the sweetest deal here. They make up 89% of students and pay in-state tuition rates, keeping costs manageable at this engineering-focused research university.
The typical graduate leaves with $23,704 in debt, translating to $251 monthly payments. With median earnings hitting $64,874 ten years out, most can handle those payments comfortably. Only 27% of students receive Pell Grants, suggesting the school serves more middle-class than low-income families. Just 11% get institutional grants averaging $10,374.
Massachusetts residents get the sweetest deal here. They make up 89% of students and pay in-state tuition rates, keeping costs manageable at this engineering-focused research university.
Official Net Price Calculator
Get a personalized cost estimate from University of Massachusetts-Lowell:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.