Cost Details
- In-State Tuition
- $8,115
- Out-of-State Tuition
- $26,450
- Average Net Price
- $17,478
- Students Receiving Financial Aid
- 36.2%
- Room & Board (On Campus)
- $11,884
- Room & Board (Off Campus)
- $11,884
- Books & Supplies
- $1,328
- Total Cost of Attendance
- $21,327
- Median Debt at Graduation
- $18,450
- Estimated Monthly Loan Payment
- $196/mo
- Loan Repayment Rate
- 47.7%
- Students Taking Federal Loans
- 42.9%
- Pell Grant Recipients
- 36.2%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $13,908 |
| $30,001 – $48,000 | $15,609 |
| $48,001 – $75,000 | $18,586 |
| $75,001 – $110,000 | $20,679 |
| $110,001+ | $20,948 |
Cost Estimator
Cost Overview
The average student pays $17,478 per year after financial aid, though costs vary dramatically by family income. Students from families earning under $30,000 pay just $13,908 annually, while those from households above $110,000 pay $20,948. Over four years, total costs range from roughly $55,600 to $83,800 depending on your family's financial situation.
Most graduates leave with $18,450 in debt, translating to monthly payments of $196. That's manageable against median starting salaries of $42,863, requiring about 5.5% of gross income for loan payments. Only 43% of students take federal loans, suggesting many can afford college without borrowing heavily.
In-state students get the strong deal here, representing 80% of enrollment and paying just $8,115 in tuition. New Mexico families benefit most from UNM's accessibility, especially those qualifying for need-based aid in a state where Hispanic students comprise over half the student body.
Most graduates leave with $18,450 in debt, translating to monthly payments of $196. That's manageable against median starting salaries of $42,863, requiring about 5.5% of gross income for loan payments. Only 43% of students take federal loans, suggesting many can afford college without borrowing heavily.
In-state students get the strong deal here, representing 80% of enrollment and paying just $8,115 in tuition. New Mexico families benefit most from UNM's accessibility, especially those qualifying for need-based aid in a state where Hispanic students comprise over half the student body.
Official Net Price Calculator
Get a personalized cost estimate from University of New Mexico-Main Campus:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.