Cost Details
- In-State Tuition
- $8,989
- Out-of-State Tuition
- $39,330
- Average Net Price
- $12,983
- Students Receiving Financial Aid
- 20.3%
- Room & Board (On Campus)
- $13,016
- Room & Board (Off Campus)
- $13,016
- Books & Supplies
- $1,290
- Total Cost of Attendance
- $23,295
- Median Debt at Graduation
- $14,000
- Estimated Monthly Loan Payment
- $148/mo
- Loan Repayment Rate
- 80.6%
- Students Taking Federal Loans
- 18.3%
- Pell Grant Recipients
- 20.3%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $3,165 |
| $30,001 – $48,000 | $5,143 |
| $48,001 – $75,000 | $11,220 |
| $75,001 – $110,000 | $19,106 |
| $110,001+ | $24,077 |
Cost Estimator
Cost Overview
Most families pay far less than the $39,330 out-of-state sticker price suggests. Students from families earning under $30,000 pay just $3,165 annually after aid. Even middle-class families earning $48,000-$75,000 pay only $11,220 per year. Over four years, that's $12,660 for low-income students and $44,880 for middle-class families. The median graduate leaves with $14,000 in debt, requiring monthly payments of $148. With median earnings of $72,200 ten years out, that debt represents less than 2.5% of annual income.
North Carolina residents get the ultimate bargain. With 83.62% of students from in-state, most pay the $8,989 resident tuition rather than out-of-state rates. The combination of strong academics, strong basketball tradition, and affordable costs makes UNC one of the best values in higher education. Out-of-state students still benefit from relatively low debt loads compared to peer institutions.
North Carolina residents get the ultimate bargain. With 83.62% of students from in-state, most pay the $8,989 resident tuition rather than out-of-state rates. The combination of strong academics, strong basketball tradition, and affordable costs makes UNC one of the best values in higher education. Out-of-state students still benefit from relatively low debt loads compared to peer institutions.
Official Net Price Calculator
Get a personalized cost estimate from University of North Carolina at Chapel Hill:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.