Cost Details
- In-State Tuition
- $7,214
- Out-of-State Tuition
- $21,876
- Average Net Price
- $14,745
- Students Receiving Financial Aid
- 33.8%
- Room & Board (On Campus)
- $13,864
- Room & Board (Off Campus)
- $13,864
- Books & Supplies
- $950
- Total Cost of Attendance
- $22,028
- Median Debt at Graduation
- $21,500
- Estimated Monthly Loan Payment
- $228/mo
- Loan Repayment Rate
- 59.0%
- Students Taking Federal Loans
- 41.1%
- Pell Grant Recipients
- 33.8%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $9,010 |
| $30,001 – $48,000 | $10,492 |
| $48,001 – $75,000 | $14,014 |
| $75,001 – $110,000 | $19,139 |
| $110,001+ | $20,740 |
Cost Estimator
Cost Overview
Most families pay far less than the $22,028 sticker price at UNC Charlotte. Students from families earning under $30,000 pay just $9,010 annually after aid. Middle-class families earning $48,000 to $75,000 pay around $14,014 per year. Even higher-income families earning over $110,000 pay only $20,740 annually. Over four years, total costs range from $36,040 for low-income students to $82,960 for wealthy families.
Graduates leave with a median debt of $21,500, translating to monthly payments of $228. With median earnings of $57,289 ten years after graduation, that monthly payment represents less than 5% of gross income. In-state students get the best deal here, making up 91% of enrollment and paying less than out-of-state peers. Only 41% of students take federal loans, suggesting most families can afford the costs without heavy borrowing.
Graduates leave with a median debt of $21,500, translating to monthly payments of $228. With median earnings of $57,289 ten years after graduation, that monthly payment represents less than 5% of gross income. In-state students get the best deal here, making up 91% of enrollment and paying less than out-of-state peers. Only 41% of students take federal loans, suggesting most families can afford the costs without heavy borrowing.
Official Net Price Calculator
Get a personalized cost estimate from University of North Carolina at Charlotte:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.