Cost Details
- In-State Tuition
- $3,571
- Out-of-State Tuition
- $7,571
- Average Net Price
- $9,918
- Students Receiving Financial Aid
- 47.6%
- Room & Board (On Campus)
- $11,016
- Room & Board (Off Campus)
- $8,192
- Books & Supplies
- $1,000
- Total Cost of Attendance
- $15,587
- Median Debt at Graduation
- $25,000
- Estimated Monthly Loan Payment
- $265/mo
- Loan Repayment Rate
- 44.4%
- Students Taking Federal Loans
- 42.6%
- Pell Grant Recipients
- 47.6%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $7,922 |
| $30,001 – $48,000 | $9,526 |
| $48,001 – $75,000 | $10,905 |
| $75,001 – $110,000 | $13,204 |
| $110,001+ | $15,323 |
Cost Estimator
Cost Overview
Families earning under $30,000 pay just $7,922 annually at UNC Pembroke, while those making over $110,000 face the full $15,323 cost. The four-year total ranges from about $32,000 to $61,000. Only 48% of students take federal loans, keeping typical debt at $25,000.
That debt translates to $265 monthly payments after graduation. With median starting salaries around $35,600, loan payments consume about 9% of take-home pay. The 44% loan repayment rate suggests some graduates struggle financially. UNC Pembroke's 92% in-state enrollment reflects its role serving rural North Carolina communities where college costs matter deeply.
Low-income families get the best deal here. The university's $6,737 average institutional grant helps bridge gaps, though only 12% of students receive these awards. For middle-class families seeking affordable teacher training or other programs, the modest out-of-state premium of just $4,000 makes this accessible beyond North Carolina.
That debt translates to $265 monthly payments after graduation. With median starting salaries around $35,600, loan payments consume about 9% of take-home pay. The 44% loan repayment rate suggests some graduates struggle financially. UNC Pembroke's 92% in-state enrollment reflects its role serving rural North Carolina communities where college costs matter deeply.
Low-income families get the best deal here. The university's $6,737 average institutional grant helps bridge gaps, though only 12% of students receive these awards. For middle-class families seeking affordable teacher training or other programs, the modest out-of-state premium of just $4,000 makes this accessible beyond North Carolina.
Official Net Price Calculator
Get a personalized cost estimate from University of North Carolina at Pembroke:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.