At $10,785/yr net price, University of North Georgia graduates earn $50,135/yr within 10 years of enrollment, which is $16,135/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $10,785 |
| Estimated 4-Year Cost | $43,140 |
| Median Earnings (10yr post-entry) | $50,135/yr |
| Earnings Premium vs. HS Diploma | +$16,135/yr |
| Estimated Break-Even | 2.7 years |
| Graduation Rate (6-year) | 36.8% |
| Median Debt at Graduation | $17,750 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $7,958/yr |
| $30,001 - $48,000 | $9,023/yr |
| $48,001 - $75,000 | $11,167/yr |
| $75,001 - $110,000 | $13,074/yr |
| $110,001+ | $13,702/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Master | $93,923 | $20,292 |
| Business/Commerce, General. | Master | $84,653 | $20,493 |
| Rehabilitation and Therapeutic Professions. | Doctoral | $73,112 | $57,164 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $60,032 | $17,751 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Associate | $59,969 | |
| Computer and Information Sciences, General. | Bachelor | $52,385 | $18,000 |
| Teacher Education and Professional Development, Specific Levels and Methods. | Master | $46,718 | $17,310 |
| Accounting and Related Services. | Bachelor | $45,696 | $19,893 |
| Teacher Education and Professional Development, Specific Subject Areas. | Master | $44,921 | |
| Finance and Financial Management Services. | Bachelor | $44,747 | $16,650 |
The Risk Factor
36.8% of students at University of North Georgia graduate within 6 years. Fewer than half of students complete their degree. If you don't graduate, the financial investment may not pay off.
Analysis
University of North Georgia delivers solid financial returns for career-focused students, but comes with significant completion risks. The $10,785 annual net price creates a strong value proposition when you graduate, but the 37% graduation rate means nearly two-thirds of students leave without degrees.
Nursing programs dominate the earnings picture, with some tracks reaching $94,000 annually against manageable $20,000 debt loads. Business graduates also perform well at $85,000 yearly. However, rehabilitation and therapeutic professions carry dangerous debt levels of $57,000 for $73,000 earnings, creating a problematic debt-to-income ratio.
Your biggest financial risk at UNG is not finishing. The low graduation rate combined with a 73% retention rate suggests many students struggle academically or financially after freshman year. The Georgia job market supports nursing and business graduates well, but you need to complete your degree to access these opportunities.
UNG works best financially for students committed to nursing or business programs who can handle the academic demands. The low net price makes it attractive for Georgia residents seeking affordable education with strong career outcomes. Avoid rehabilitation programs due to excessive debt loads.
Only 28% of students receive financial aid, suggesting either strong family resources among students or limited aid availability. Focus on completing your degree quickly to maximize ROI, as the low graduation rate indicates many students accumulate debt without degrees. If you're uncertain about your major or study habits, consider starting at a community college first.
Frequently Asked Questions
Is University of North Georgia worth the cost?
University of North Georgia offers solid value with a low net price of $10,785 and median debt of only $17,750. The 10-year earnings of $50,135 provide decent returns, though the 37% graduation rate is concerning.
What are the best paying programs at University of North Georgia?
Nursing programs lead with salaries up to $93,923, followed by business at $84,653. These programs justify the cost, while other majors may struggle to provide strong returns.
How much student debt do University of North Georgia graduates typically have?
University of North Georgia graduates carry a median debt of $17,750, which is manageable compared to national averages. The low cost of attendance helps keep borrowing reasonable for most students.
What is the graduation rate at University of North Georgia and does it affect ROI?
Only 37% of students graduate from University of North Georgia, which significantly hurts ROI since non-graduates still carry debt without the degree. This low completion rate is a major risk factor to consider.