Student Outcomes
- Graduation Rate (4-year)
- 39.0%
- Graduation Rate (6-year)
- 40.2%
- Retention Rate
- 75.8%
- Median Earnings (10 years after entry)
- $30,626
- Median Debt at Graduation
- $5,500
- Student-to-Faculty Ratio
- 17:1
- Loan Repayment Rate
- 57.9%
- Estimated Monthly Loan Payment
- $58/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Finance and Financial Management Services. | Bachelor | $18,771 | |
| Business Administration, Management and Operations. | Bachelor | $17,717 | |
| Clinical, Counseling and Applied Psychology. | Bachelor | $16,394 | |
| Multi/Interdisciplinary Studies, Other. | Bachelor | $10,925 |
Outcomes Overview
UPR-Carolina graduates earn a median of $30,626 ten years after graduation, while carrying just $5,500 in debt. The debt-to-earnings ratio of 18% sits well below the national average of 40% for four-year colleges. Monthly loan payments of $58 represent only 2.3% of typical graduate income. Many alumni enter healthcare support roles, business administration, and technical fields that serve Puerto Rico's growing economy. The extremely low debt burden reflects both affordable tuition and the fact that only 3.52% of students take federal loans. Despite modest earnings typical of the regional economy, the minimal debt creates financial flexibility for graduates. This represents a strong return on investment for students seeking practical skills and local career opportunities.