Cost Details
- In-State Tuition
- $10,920
- Out-of-State Tuition
- $27,104
- Average Net Price
- $11,729
- Students Receiving Financial Aid
- 26.3%
- Room & Board (On Campus)
- $11,650
- Room & Board (Off Campus)
- $11,650
- Books & Supplies
- $1,000
- Total Cost of Attendance
- $23,570
- Median Debt at Graduation
- $19,060
- Estimated Monthly Loan Payment
- $202/mo
- Loan Repayment Rate
- 65.0%
- Students Taking Federal Loans
- 34.1%
- Pell Grant Recipients
- 26.3%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $7,226 |
| $30,001 – $48,000 | $8,330 |
| $48,001 – $75,000 | $10,828 |
| $75,001 – $110,000 | $14,704 |
| $110,001+ | $17,346 |
Cost Estimator
Cost Overview
Families earning under $30,000 pay just $7,226 annually at USM, while those making over $110,000 face $17,346. The average net price sits at $11,729, making this one of Maine's more affordable options for a four-year degree. Over four years, most students invest around $47,000 total.
Graduates typically leave with $19,060 in debt, translating to $202 monthly payments. With median earnings hitting $49,958 within ten years, loan payments consume about 5% of gross income. The 65% loan repayment rate reflects Maine's economic realities but also the practical value of a USM education. In-state students get the strongest value proposition here, comprising 79% of enrollment and paying $10,920 in tuition versus $27,104 for out-of-state peers. Students from working-class Maine families see the biggest return on investment.
Graduates typically leave with $19,060 in debt, translating to $202 monthly payments. With median earnings hitting $49,958 within ten years, loan payments consume about 5% of gross income. The 65% loan repayment rate reflects Maine's economic realities but also the practical value of a USM education. In-state students get the strongest value proposition here, comprising 79% of enrollment and paying $10,920 in tuition versus $27,104 for out-of-state peers. Students from working-class Maine families see the biggest return on investment.
Official Net Price Calculator
Get a personalized cost estimate from University of Southern Maine:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.