Cost Details
- In-State Tuition
- $9,618
- Out-of-State Tuition
- $11,618
- Average Net Price
- $14,224
- Students Receiving Financial Aid
- 46.6%
- Room & Board (On Campus)
- $11,664
- Room & Board (Off Campus)
- $9,868
- Books & Supplies
- $840
- Total Cost of Attendance
- $22,122
- Median Debt at Graduation
- $22,500
- Estimated Monthly Loan Payment
- $239/mo
- Loan Repayment Rate
- 55.4%
- Students Taking Federal Loans
- 50.0%
- Pell Grant Recipients
- 46.6%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $12,798 |
| $30,001 – $48,000 | $11,574 |
| $48,001 – $75,000 | $16,248 |
| $75,001 – $110,000 | $18,212 |
| $110,001+ | $19,561 |
Cost Estimator
Cost Overview
Most Southern Miss families pay far less than the $22,122 sticker price. Students from families earning under $30,000 pay just $12,798 after aid, while those from households making $30,000-$48,000 pay only $11,574. Even families earning up to $75,000 face net costs around $16,248. Over four years, that translates to roughly $51,000-$89,000 total. Nearly half of students receive Pell Grants, reflecting the school's appeal to working-class families across Mississippi and the Gulf Coast.
Graduates typically leave with $22,500 in debt, creating monthly payments around $239. With median earnings hitting $44,140 ten years out, that debt load stays manageable for most majors. The employment rate reaches 96.3%, helped by strong regional connections in education and industry. Students from lower-income families get the sweetest deal here, often paying less than community college costs while earning a four-year degree from a Division I research university.
Graduates typically leave with $22,500 in debt, creating monthly payments around $239. With median earnings hitting $44,140 ten years out, that debt load stays manageable for most majors. The employment rate reaches 96.3%, helped by strong regional connections in education and industry. Students from lower-income families get the sweetest deal here, often paying less than community college costs while earning a four-year degree from a Division I research university.
Official Net Price Calculator
Get a personalized cost estimate from University of Southern Mississippi:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.