Cost Details
- In-State Tuition
- $33,660
- Out-of-State Tuition
- $33,660
- Average Net Price
- $18,762
- Students Receiving Financial Aid
- 37.9%
- Room & Board (On Campus)
- $10,248
- Room & Board (Off Campus)
- $10,897
- Books & Supplies
- $1,094
- Total Cost of Attendance
- $45,002
- Median Debt at Graduation
- $19,928
- Estimated Monthly Loan Payment
- $211/mo
- Loan Repayment Rate
- 61.8%
- Students Taking Federal Loans
- 36.3%
- Pell Grant Recipients
- 37.9%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $17,830 |
| $30,001 – $48,000 | $17,460 |
| $48,001 – $75,000 | $16,635 |
| $75,001 – $110,000 | $19,337 |
| $110,001+ | $26,466 |
Cost Estimator
Cost Overview
Most families pay around $18,762 annually at the University of St. Thomas, far below the $45,002 sticker price. Low-income families earning under $30,000 pay about $17,830 per year, while those making over $110,000 pay $26,466. Over four years, that ranges from roughly $71,000 to $106,000 total. Only 14% of students receive institutional grants, but those who do get an average of $23,181.
Graduates leave with a median debt of $19,928, translating to monthly payments of $211. That's manageable against median earnings of $59,224 ten years out. The 62% loan repayment rate suggests some graduates struggle financially after graduation. Middle-class families in the $48,000-$75,000 income range get the sweetest deal here, paying just $16,635 annually thanks to federal aid formulas that favor this income bracket.
Graduates leave with a median debt of $19,928, translating to monthly payments of $211. That's manageable against median earnings of $59,224 ten years out. The 62% loan repayment rate suggests some graduates struggle financially after graduation. Middle-class families in the $48,000-$75,000 income range get the sweetest deal here, paying just $16,635 annually thanks to federal aid formulas that favor this income bracket.
Official Net Price Calculator
Get a personalized cost estimate from University of St Thomas:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.