At $13,630/yr net price, University of the Ozarks graduates earn $44,384/yr within 10 years of enrollment, which is $10,384/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $13,630 |
| Estimated 4-Year Cost | $54,520 |
| Median Earnings (10yr post-entry) | $44,384/yr |
| Earnings Premium vs. HS Diploma | +$10,384/yr |
| Estimated Break-Even | 5.3 years |
| Graduation Rate (6-year) | 51.8% |
| Median Debt at Graduation | $20,875 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $10,780/yr |
| $30,001 - $48,000 | $10,743/yr |
| $48,001 - $75,000 | $13,810/yr |
| $75,001 - $110,000 | $13,331/yr |
| $110,001+ | $19,376/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Teacher Education and Professional Development, Specific Levels and Methods. | Bachelor | $35,416 | |
| Business Administration, Management and Operations. | Bachelor | $33,993 | $17,321 |
| Biology, General. | Bachelor | $29,685 | $19,750 |
The Risk Factor
51.8% of students at University of the Ozarks graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
University of the Ozarks delivers poor financial returns despite its low sticker price. Your median earnings of $44,384 ten years after graduation barely justify the investment, especially when nearly half of students never finish their degree.
The school's strongest programs still underperform financially. Teacher education graduates earn $35,416 annually, which falls short of what educators make in most states. Business administration majors fare slightly better at $33,993 but still struggle to build wealth on these salaries. Biology graduates face the worst outcomes at $29,685, making this program a risky choice unless you plan graduate school.
You face significant completion risk at University of the Ozarks. The 52% graduation rate means your odds of finishing are barely better than a coin flip. The 73% retention rate signals many students transfer or drop out after freshman year, often with debt but no degree.
This school works financially if you qualify for substantial aid and plan to stay in Arkansas where living costs remain low. The relatively modest debt load of $20,875 keeps monthly payments manageable, and the $13,630 net price beats most private colleges. You might also benefit from smaller class sizes that could improve your graduation odds.
Avoid University of the Ozarks if you need strong earning potential or want programs that open doors nationally. The school serves students who value personal attention over career advancement and plan to work locally. Arkansas residents with significant financial need represent the best fit, while out-of-state students and those targeting high-paying careers should look elsewhere.
Frequently Asked Questions
Is University of the Ozarks worth the cost?
University of the Ozarks offers a relatively low net price at $13,630 annually, but graduates earn just $44,384 ten years after enrollment. The school's 52% graduation rate and median debt of $20,875 suggest mixed value for most students.
What are the best paying majors at University of the Ozarks?
Teacher education graduates earn the highest at $35,416 annually, followed by business majors at $33,993. Biology graduates earn significantly less at $29,685, making it a weaker financial choice at this school.
How much debt do University of the Ozarks graduates typically have?
The median debt for University of the Ozarks graduates is $20,875. With average post-graduation earnings of $44,384, graduates typically face a manageable debt-to-income ratio.
Does University of the Ozarks have good financial aid?
The school brings costs down to a net price of $13,630 per year through financial aid. However, nearly half of students don't graduate, which limits the value of any aid received.