Cost Details
- In-State Tuition
- $55,340
- Out-of-State Tuition
- $55,340
- Average Net Price
- $25,926
- Students Receiving Financial Aid
- 34.3%
- Room & Board (On Campus)
- $16,688
- Room & Board (Off Campus)
- $18,330
- Books & Supplies
- $938
- Total Cost of Attendance
- $72,966
- Median Debt at Graduation
- $19,500
- Estimated Monthly Loan Payment
- $207/mo
- Loan Repayment Rate
- 72.8%
- Students Taking Federal Loans
- 42.7%
- Pell Grant Recipients
- 34.3%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $17,716 |
| $30,001 – $48,000 | $17,411 |
| $48,001 – $75,000 | $20,169 |
| $75,001 – $110,000 | $26,422 |
| $110,001+ | $38,104 |
Cost Estimator
Cost Overview
Most families pay far less than Pacific's $73,000 sticker price. The average net cost is $25,926 after aid, though this varies dramatically by income. Families earning under $30,000 pay just $17,716 annually, while those making over $110,000 pay $38,104. Over four years, middle-income families can expect to spend around $80,000 to $105,000 total.
Pacific graduates leave with a median debt of $19,500, translating to monthly payments of $207. This debt load is manageable given that alumni earn a median of $78,445 ten years after graduation. The school's 73% loan repayment rate suggests most graduates can handle their obligations. About 42% of students take federal loans, while 23% receive institutional grants averaging $37,666.
The best deals go to California residents from lower-income families, who make up 89% of students and benefit most from Pacific's generous need-based aid.
Pacific graduates leave with a median debt of $19,500, translating to monthly payments of $207. This debt load is manageable given that alumni earn a median of $78,445 ten years after graduation. The school's 73% loan repayment rate suggests most graduates can handle their obligations. About 42% of students take federal loans, while 23% receive institutional grants averaging $37,666.
The best deals go to California residents from lower-income families, who make up 89% of students and benefit most from Pacific's generous need-based aid.
Official Net Price Calculator
Get a personalized cost estimate from University of the Pacific:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.