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94.2%Acceptance
$46,588Tuition
2,229Students
67%Grad Rate (6-yr)
$63,191Earnings
Private nonprofit4-yearSAT/ACT Test OptionalResearch UniversityNCAA Division IStudy AbroadData: 2023-24Lutheran Church in America

Cost Details

In-State Tuition
$46,588
Out-of-State Tuition
$46,588
Average Net Price
$21,583
Students Receiving Financial Aid
25.9%
Room & Board (On Campus)
$13,306
Room & Board (Off Campus)
$11,800
Books & Supplies
$1,200
Total Cost of Attendance
$61,094
Median Debt at Graduation
$26,942
Estimated Monthly Loan Payment
$286/mo
Loan Repayment Rate
76.9%
Students Taking Federal Loans
52.7%
Pell Grant Recipients
25.9%

Net Price by Family Income

Average annual net price after grants and scholarships. Source: U.S. Department of Education

Net price by family income bracket
Family Income Average Net Price
$0 – $30,000 $14,476
$30,001 – $48,000 $15,334
$48,001 – $75,000 $20,556
$75,001 – $110,000 $23,539
$110,001+ $26,871

Cost Estimator

Family Income
Residency
Housing

Cost Overview

Families actually pay an average of $21,583 per year at Valparaiso, despite the $46,588 sticker price. The net cost varies dramatically by income, from $14,476 for families earning under $30,000 to $26,871 for those making over $110,000. Over four years, that ranges from about $58,000 to $107,000 total.

The typical graduate leaves with $26,942 in debt, translating to monthly payments of $286. With median earnings of $63,191 ten years after graduation, that's a manageable 5.4% of income going to loan payments. The 76.9% loan repayment rate suggests most alumni handle their debt successfully.

Lower-income students get the best deal here. Those from families earning under $48,000 pay roughly one-third of what wealthy families do, making this Lutheran university surprisingly accessible for working-class students despite its private school status.

Official Net Price Calculator

Get a personalized cost estimate from Valparaiso University:

Visit Official Net Price Calculator

This links to the school's federally-required net price calculator for a personalized estimate.