Cost Details
- In-State Tuition
- $11,436
- Out-of-State Tuition
- $27,000
- Average Net Price
- $10,916
- Students Receiving Financial Aid
- 28.7%
- Room & Board (On Campus)
- $12,043
- Room & Board (Off Campus)
- $12,043
- Books & Supplies
- $1,000
- Total Cost of Attendance
- $24,479
- Median Debt at Graduation
- $22,095
- Estimated Monthly Loan Payment
- $234/mo
- Loan Repayment Rate
- 46.9%
- Students Taking Federal Loans
- 36.3%
- Pell Grant Recipients
- 28.7%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $10,075 |
| $30,001 – $48,000 | $16,624 |
| $48,001 – $75,000 | $17,417 |
| $75,001 – $110,000 | $18,219 |
| $110,001+ | $18,601 |
Cost Estimator
Cost Overview
Most Western Kentucky families pay far less than the $24,479 sticker price. Students from families earning under $30,000 pay just $10,075 annually after aid. Even middle-income families earning $48,000-$75,000 pay around $17,417 per year. Over four years, that ranges from $40,300 for low-income students to nearly $70,000 for middle-class families. The university keeps costs manageable with an average net price of $10,916.
Graduates leave with a median debt of $22,095, creating monthly payments around $234. With median earnings of $43,889 ten years out, that debt payment represents about 6% of gross income. Nearly half of borrowers struggle with repayment at a 46.88% rate. In-state students get the strongest value proposition, representing 74% of enrollment and paying $11,436 in tuition versus $27,000 for out-of-state students.
Graduates leave with a median debt of $22,095, creating monthly payments around $234. With median earnings of $43,889 ten years out, that debt payment represents about 6% of gross income. Nearly half of borrowers struggle with repayment at a 46.88% rate. In-state students get the strongest value proposition, representing 74% of enrollment and paying $11,436 in tuition versus $27,000 for out-of-state students.
Official Net Price Calculator
Get a personalized cost estimate from Western Kentucky University:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.