Student Outcomes
- Graduation Rate (4-year)
- 48.5%
- Graduation Rate (6-year)
- 44.0%
- Retention Rate
- 100.0%
- Median Earnings (10 years after entry)
- $21,033
- Median Debt at Graduation
- $5,000
- Student-to-Faculty Ratio
- 19:1
- Loan Repayment Rate
- 54.3%
- Estimated Monthly Loan Payment
- $53/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $28,055 | $7,500 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Associate | $13,702 | $6,272 |
Outcomes Overview
CEM College-Humacao graduates face mixed financial outcomes after completing their studies. The median debt of $5,000 is relatively low, but graduates earn just $21,033 ten years after graduation, creating a debt-to-earnings ratio of 24%. Monthly loan payments of $53 represent about 3% of typical graduate income, which is manageable. However, only 54% of graduates find employment after finishing school, and the loan repayment rate sits at 54%. Most graduates from this small Puerto Rican college enter local service industries or administrative roles where Spanish fluency is essential. The combination of low debt but also low earnings, plus the concerning employment rate, suggests a weak return on investment compared to other educational options.