At $9,418/yr net price, CEM College-Humacao graduates earn $21,033/yr within 10 years of enrollment.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $9,418 |
| Estimated 4-Year Cost | $37,672 |
| Median Earnings (10yr post-entry) | $21,033/yr |
| Earnings Premium vs. HS Diploma | $-12,967/yr |
| Graduation Rate (6-year) | 44.0% |
| Median Debt at Graduation | $5,000 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $9,254/yr |
| $30,001 - $48,000 | $13,439/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $28,055 | $7,500 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Associate | $13,702 | $6,272 |
The Risk Factor
44.0% of students at CEM College-Humacao graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
The financial picture at CEM College-Humacao is weak. Median earnings ten years out sit near $21,000, which is below what many high school graduates in Puerto Rico earn full-time. A degree here does not reliably lift your income much above where you started, and that is the core problem with the numbers.
Nursing is the exception. The bachelor's in registered nursing pays about $28,000, roughly a third more than the school-wide median. If you come here, nursing is the program with a real shot at paying off, and its debt load stays modest. Nothing else on the earnings list clears the bar, so picking a major other than nursing means betting on a return the data does not show.
The main risk is that low earnings meet a 44% graduation rate. More than half of you will not finish, and if you leave without the credential you carry cost and lost time with nothing to show. Debt itself is small, around $5,000 at the median, so you are unlikely to drown in loans. The danger is spending years and money for earnings that stay flat.
Net price tells families something specific. If your household earns under $30,000, you pay about $9,250. If you earn $30,000 to $48,000, you pay more, over $13,000. That inversion means lower-middle-income families get squeezed hardest here relative to what they can afford.
This school makes financial sense if you are set on nursing, live near Humacao, and can finish. If you are undecided on a major or drawn to a non-nursing field listed here, the earnings data gives you reason to look at cheaper public options in Puerto Rico before committing.
Frequently Asked Questions
Is CEM College-Humacao worth the cost compared to other nursing schools?
CEM College-Humacao offers a relatively affordable nursing education at $9,418 per year with low median debt of $5,000. However, the 44% graduation rate is concerning, meaning many students don't finish their programs.
What is the return on investment for CEM College-Humacao nursing programs?
Nursing graduates from CEM College-Humacao earn around $28,055 annually, which provides reasonable returns given the low tuition costs. The school's focus on nursing programs means most graduates enter a field with steady job demand in Puerto Rico.
How much debt do CEM College-Humacao students typically graduate with?
CEM College-Humacao students graduate with a median debt of just $5,000, significantly lower than most colleges. The low net price of $9,418 per year helps keep borrowing minimal for most students.
Does CEM College-Humacao have good job outcomes after graduation?
Overall graduate earnings average $21,033 annually, which is low compared to mainland US standards. The nursing programs perform better with graduates earning around $28,055, but the 44% graduation rate suggests many students struggle to complete their degrees.