Is Eastwick College-Ramsey Worth It?

Eastwick College-Ramsey gives you a mixed financial picture. Median debt sits at just over $16,000, which is low for a private for-profit school, and median earnings of $51,725 ten years out clear that debt comfortably. You are unlikely to leave here buried in loans. That low debt load is the strongest thing this school has going for it.

The catch is the net price. At more than $28,000 a year, four years costs you well over $100,000 before aid, yet the median debt figure tells you most families are paying a large share out of pocket or through grants instead of borrowing. If your family can absorb that cost, the modest debt makes sense. If it can't, the sticker price is the real risk here, not the loans.

The net price tiers work against lower earners in an odd way. You pay roughly the same whether your family earns under $30,000 or up to $48,000, and the price actually climbs as income rises, topping $32,000 for families over $110,000. There is little price break at the bottom, so a low-income family pays close to the same dollar amount as a middle-income one.

A 63.6% graduation rate and 75% retention mean one in four of you leaves before finishing. Dropping out after paying that net price is the worst outcome, since you carry the cost without the earnings that justify it.

This school fits you if you want a career-focused credential, can handle the yearly cost without heavy borrowing, and plan to finish. Look elsewhere if you need a school that discounts steeply for low income or if you are unsure you'll complete the program. No bachelor-level program earnings are listed, so weigh your specific program against that $51,725 median before committing.