At $27,662/yr net price, Miami University-Oxford graduates earn $55,076/yr within 10 years of enrollment, which is $21,076/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $27,662 |
| Estimated 4-Year Cost | $110,648 |
| Median Earnings (10yr post-entry) | $55,076/yr |
| Earnings Premium vs. HS Diploma | +$21,076/yr |
| Estimated Break-Even | 5.2 years |
| Graduation Rate (6-year) | 81.8% |
| Median Debt at Graduation | $23,000 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $14,775/yr |
| $30,001 - $48,000 | $17,494/yr |
| $48,001 - $75,000 | $24,142/yr |
| $75,001 - $110,000 | $29,332/yr |
| $110,001+ | $30,943/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Business Administration, Management and Operations. | Master | $98,403 | $41,000 |
| Computer Engineering. | Bachelor | $76,460 | $26,000 |
| Engineering-Related Fields. | Bachelor | $74,576 | $26,800 |
| Electrical, Electronics and Communications Engineering. | Bachelor | $67,660 | |
| Engineering Technology, General. | Bachelor | $66,821 | $18,750 |
| Chemical Engineering. | Bachelor | $66,541 | $20,500 |
| Business Administration, Management and Operations. | Bachelor | $66,461 | $24,250 |
| Management Information Systems and Services. | Bachelor | $64,493 | $25,994 |
| Finance and Financial Management Services. | Bachelor | $63,487 | $21,788 |
| Statistics. | Bachelor | $63,005 | $23,875 |
The Risk Factor
81.8% of students at Miami University-Oxford graduate within 6 years. Most students who start here finish their degree.
Analysis
Miami University-Oxford gives you a solid but uneven return. The $23,000 median debt lines up close to the national average, and an 81.8% graduation rate paired with a 90% retention rate means you are likely to finish and start earning, which is the single biggest factor in whether college pays off. The catch is that median earnings sit near $55,000, so the payoff depends heavily on what you study.
Engineering is where the money is. Computer engineering and engineering-related fields both clear $74,000, and they do it while keeping debt in the mid-$20,000s. Engineering technology stands out because it pays close to $67,000 while its graduates leave with under $19,000 in debt, the best debt-to-earnings ratio on this list. Chemical engineering follows a similar pattern. If you come here for an engineering degree, the math works clearly in your favor.
The risk is that these engineering figures are not the typical experience. Only engineering programs appear among the top earners, so if you major in a field outside that cluster, expect earnings closer to the $55,000 median while carrying similar debt. That gap is the main financial danger here: pay engineering-level cost, earn a general-degree salary.
Net price is where family income matters most. If your family earns under $30,000, you pay less than half the sticker price, and the discount stays meaningful up through the $48,000 income line. Above $75,000, you pay close to full freight, near $30,000 a year, and the aid largely disappears.
This school fits you if you plan to study engineering or if your family income keeps your net price in the lower tiers. If you are paying the top-tier price for a non-engineering major, look hard at whether the earnings justify it.
Frequently Asked Questions
Is Miami University-Oxford worth the cost for the average student?
Miami University-Oxford graduates earn $55,076 annually after 10 years, which is modest given the $27,662 yearly net price. With typical debt around $23,000, most students can manage payments, but the financial return is average compared to other Ohio universities.
What are the best paying majors at Miami University-Oxford?
Business administration leads with $98,403 average earnings, followed by computer engineering at $76,460. Most other programs fall well below these numbers, so your major choice significantly impacts whether Miami University-Oxford pays off financially.
How much debt do Miami University-Oxford students typically graduate with?
The median debt is $23,000, which is manageable for most careers. However, students in lower-paying majors outside of business and engineering may struggle to justify even this debt level given the school's tuition costs.
Does Miami University-Oxford have good financial aid?
The net price of $27,662 per year is still high for a public university, even after aid. Many Ohio students can find better value at other state schools with similar or better career outcomes.