At $20,336/yr net price, MTI College graduates earn $45,328/yr within 10 years of enrollment, which is $11,328/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $20,336 |
| Estimated 4-Year Cost | $81,344 |
| Median Earnings (10yr post-entry) | $45,328/yr |
| Earnings Premium vs. HS Diploma | +$11,328/yr |
| Estimated Break-Even | 7.2 years |
| Graduation Rate (6-year) | 73.6% |
| Median Debt at Graduation | $8,836 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $18,273/yr |
| $30,001 - $48,000 | $20,529/yr |
| $48,001 - $75,000 | $22,316/yr |
| $75,001 - $110,000 | $24,203/yr |
| $110,001+ | $25,072/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Legal Support Services. | Associate | $36,848 | $11,991 |
| Computer/Information Technology Administration and Management. | Associate | $36,221 | $9,918 |
| Clinical/Medical Laboratory Science/Research and Allied Professions. | Certificate | $32,257 | $8,075 |
| Accounting and Related Services. | Certificate | $31,670 | |
| Business Administration, Management and Operations. | Associate | $29,685 | $12,161 |
| Allied Health and Medical Assisting Services. | Certificate | $28,381 | $6,971 |
| Health and Medical Administrative Services. | Certificate | $27,222 | $6,631 |
| Legal Support Services. | Certificate | $22,771 | |
| Cosmetology and Related Personal Grooming Services. | Certificate | $18,025 | $9,833 |
The Risk Factor
73.6% of students at MTI College graduate within 6 years. A significant share of students finish, but roughly 26% do not complete their degree.
Analysis
MTI College delivers mixed financial returns that depend heavily on your program choice. With median 10-year earnings of $45,328 against a net price of $20,336 annually, you'll see positive returns, but the timeline varies significantly by major.
Legal Support Services and Computer/Information Technology Administration offer the strongest payoffs at around $36,000 annually. These programs justify their costs within Sacramento's legal and tech job markets. Clinical/Medical Laboratory Science provides solid middle-ground returns at $32,257 with relatively low debt of $8,075.
Business Administration shows weaker returns at $29,685 despite carrying higher debt loads of $12,161. This program struggles to compete with the earning potential of MTI's more specialized offerings.
The school's main financial risk lies in its for-profit structure and modest graduation rate of 73.6%. You face higher chances of leaving without credentials compared to community colleges offering similar programs. The median debt of $8,836 stays manageable, but unsuccessful completion leaves you with debt and no degree.
MTI works best financially if you're targeting specific technical fields where the school has strong Sacramento-area employer connections. The concentrated program focus means you'll graduate with job-ready skills rather than general education. However, you should consider community college alternatives that offer similar programs at lower costs.
Only 40.55% of students receive financial aid, suggesting limited institutional support for affordability. If you qualify for federal aid, apply early since the school's aid resources appear constrained. Career changers seeking quick technical certification may find the investment worthwhile, but recent high school graduates should explore cheaper community college options first.
Frequently Asked Questions
Is MTI College worth the cost?
MTI College graduates earn $45,328 ten years after graduation, which is reasonable given the relatively low median debt of $8,836. The net price of $20,336 per year means most students break even within 5-6 years of graduating.
What are the best paying programs at MTI College?
Legal Support Services offers the highest earnings at $36,848, followed by Computer/Information Technology Administration at $36,221. Business programs pay the least at $29,685, which may not justify the investment compared to other career paths.
How much debt do MTI College graduates have?
The median debt for MTI College graduates is $8,836, which is manageable compared to many colleges. With a 94% acceptance rate, the school is accessible but students should consider whether their chosen program's earning potential justifies the cost.
Does MTI College have good job placement after graduation?
MTI College has a 74% graduation rate, which is decent for a career-focused college. The school focuses on practical programs like legal support and medical lab work, which typically have steady job demand in the Sacramento area.