At $20,336/yr net price, MTI College graduates earn $45,328/yr within 10 years of enrollment, which is $11,328/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $20,336 |
| Estimated 4-Year Cost | $81,344 |
| Median Earnings (10yr post-entry) | $45,328/yr |
| Earnings Premium vs. HS Diploma | +$11,328/yr |
| Estimated Break-Even | 7.2 years |
| Graduation Rate (6-year) | 73.6% |
| Median Debt at Graduation | $8,836 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $18,273/yr |
| $30,001 - $48,000 | $20,529/yr |
| $48,001 - $75,000 | $22,316/yr |
| $75,001 - $110,000 | $24,203/yr |
| $110,001+ | $25,072/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Legal Support Services. | Associate | $36,848 | $11,991 |
| Computer/Information Technology Administration and Management. | Associate | $36,221 | $9,918 |
| Clinical/Medical Laboratory Science/Research and Allied Professions. | Certificate | $32,257 | $8,075 |
| Accounting and Related Services. | Certificate | $31,670 | |
| Business Administration, Management and Operations. | Associate | $29,685 | $12,161 |
| Allied Health and Medical Assisting Services. | Certificate | $28,381 | $6,971 |
| Health and Medical Administrative Services. | Certificate | $27,222 | $6,631 |
| Legal Support Services. | Certificate | $22,771 | |
| Cosmetology and Related Personal Grooming Services. | Certificate | $18,025 | $9,833 |
The Risk Factor
73.6% of students at MTI College graduate within 6 years. A significant share of students finish, but roughly 26% do not complete their degree.
Analysis
MTI College gives you a mixed financial return that leans weak on the earnings side but stays safe on debt. The median debt of $8,836 is low, and the 73.6% graduation rate means most people who enroll finish. That combination limits your downside. The problem is the ceiling: median earnings ten years out land around $45,000, and the programs listed here pay even less than that at the individual level.
Look at what actually pays here. Legal Support Services and Computer/Information Technology Administration are the two associate degrees at the top, and both sit near $36,000. That's the best MTI offers, and it still trails the school-wide median. Business Administration is the weakest of the group, pairing the lowest earnings with the highest debt of any program listed. If you're choosing a major here, that pairing is the one to avoid.
The real risk is price. At over $20,000 a year net for a two-year program, you pay Sacramento private-college money to walk into jobs that pay in the low-to-mid $30,000s. Your net price climbs as family income rises, from about $18,000 under $30k to $25,000 over $110k, so higher-income families get the least discount and the same modest earnings.
MTI fits you if you want a short path into IT administration or legal support, you'll finish, and you keep borrowing near the school median. Look elsewhere if you're weighing Business Administration, or if a nearby community college can train you for the same allied-health or accounting roles at a fraction of the price. The certificate tracks in medical lab science and accounting cost less in debt but cap out around $32,000, so run those numbers against a cheaper local option before you commit.
Frequently Asked Questions
Is MTI College worth the cost?
MTI College graduates earn $45,328 ten years after graduation, which is reasonable given the relatively low median debt of $8,836. The net price of $20,336 per year means most students break even within 5-6 years of graduating.
What are the best paying programs at MTI College?
Legal Support Services offers the highest earnings at $36,848, followed by Computer/Information Technology Administration at $36,221. Business programs pay the least at $29,685, which may not justify the investment compared to other career paths.
How much debt do MTI College graduates have?
The median debt for MTI College graduates is $8,836, which is manageable compared to many colleges. With a 94% acceptance rate, the school is accessible but students should consider whether their chosen program's earning potential justifies the cost.
Does MTI College have good job placement after graduation?
MTI College has a 74% graduation rate, which is decent for a career-focused college. The school focuses on practical programs like legal support and medical lab work, which typically have steady job demand in the Sacramento area.