At $3,307/yr net price, Navajo Technical University graduates earn $26,364/yr within 10 years of enrollment.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $3,307 |
| Estimated 4-Year Cost | $13,228 |
| Median Earnings (10yr post-entry) | $26,364/yr |
| Earnings Premium vs. HS Diploma | $-7,636/yr |
| Graduation Rate (6-year) | 19.7% |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $3,037/yr |
| $30,001 - $48,000 | $3,639/yr |
| $48,001 - $75,000 | $4,439/yr |
| $75,001 - $110,000 | $6,612/yr |
The Risk Factor
19.7% of students at Navajo Technical University graduate within 6 years. Fewer than half of students complete their degree. If you don't graduate, the financial investment may not pay off.
Analysis
Navajo Technical University offers an extremely low net price but delivers concerning financial returns, with median graduate earnings of just $26,364 ten years after enrollment. The graduation rate of 20% means four out of five students never finish their degree, creating significant financial risk despite the affordable cost.
The university's technical focus on automotive technology, construction, and environmental science aligns with regional job markets on the Navajo Nation, where these skills address local infrastructure needs. However, the low earnings figures suggest graduates may primarily find employment in entry-level positions within the reservation economy, which typically offers lower wages than urban markets.
Your biggest financial risk here is not completing your degree. While you'll pay only around $13,000 total for four years if you finish, the 80% non-completion rate means most students end up with some debt but no credential. The high retention rate of 86% suggests students enjoy their first year, but something prevents most from graduating.
This school makes financial sense if you plan to work within tribal communities where local connections and cultural understanding matter more than salary maximization. You should avoid Navajo Technical University if you need higher earnings to support dependents or pay off existing debt, as the median graduate income barely exceeds what many earn with just a high school diploma.
The school serves primarily Native American students, and nearly half receive financial aid. If you qualify for tribal education benefits or federal aid targeting Native students, your actual costs could drop even lower than the already minimal net price.
Frequently Asked Questions
Is Navajo Technical University worth the cost?
Navajo Technical University has an extremely low net price of $3,307 per year, but graduates earn only $26,364 annually after 10 years. The 19.7% graduation rate means most students don't finish their programs.
What is the return on investment for Navajo Technical University?
The ROI is poor due to low graduate earnings of $26,364 after 10 years, which is below the national average. However, the low cost means students typically graduate with minimal debt.
Which programs at Navajo Technical University have the best job prospects?
Technical and trade programs like automotive technology and construction typically offer better employment opportunities than general studies. These hands-on programs align with regional job markets.
How much debt do Navajo Technical University graduates have?
Most students graduate with very little debt due to the low $3,307 annual cost and available tribal funding. The main financial risk is the low graduation rate rather than high debt loads.