At $3,307/yr net price, Navajo Technical University graduates earn $26,364/yr within 10 years of enrollment.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $3,307 |
| Estimated 4-Year Cost | $13,228 |
| Median Earnings (10yr post-entry) | $26,364/yr |
| Earnings Premium vs. HS Diploma | $-7,636/yr |
| Graduation Rate (6-year) | 19.7% |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $3,037/yr |
| $30,001 - $48,000 | $3,639/yr |
| $48,001 - $75,000 | $4,439/yr |
| $75,001 - $110,000 | $6,612/yr |
The Risk Factor
19.7% of students at Navajo Technical University graduate within 6 years. Fewer than half of students complete their degree. If you don't graduate, the financial investment may not pay off.
Analysis
Navajo Technical University gives you one of the lowest net prices you'll find at a four-year school, but the earnings on the other end are the problem. At roughly $3,300 a year, cost is barely a factor here. The trouble is what comes after: median earnings ten years out sit around $26,000, below what many people earn without a degree at all. So the return depends heavily on whether you actually finish, and most people don't.
The graduation rate near 20% is the single biggest financial risk. You can start cheap, but if you leave with loans and no credential, the low price stops protecting you. The gap between the 86% retention rate and the 20% grad rate tells you people come back year to year but a lot never cross the finish line. That stretch of time is where the money and the years go.
No bachelor-level program earnings are listed, so there's no way to point you toward a major that pays off here versus one that doesn't. Judge specific programs on their own before enrolling.
The net price barely moves across income levels. If your family makes under $30k, you pay about $3,000. at $75-110k, it's roughly $6,600. Either way the yearly cost stays low enough that debt shouldn't pile up quickly.
This school fits you if you live in or near Crownpoint, want to stay close to home, and can commit to finishing. The price makes it low-risk to try. It's a weaker fit if you're taking on loans expecting the degree to lift your income, because the earnings data doesn't back that up. Finish or don't enroll.
Frequently Asked Questions
Is Navajo Technical University worth the cost?
Navajo Technical University has an extremely low net price of $3,307 per year, but graduates earn only $26,364 annually after 10 years. The 19.7% graduation rate means most students don't finish their programs.
What is the return on investment for Navajo Technical University?
The ROI is poor due to low graduate earnings of $26,364 after 10 years, which is below the national average. However, the low cost means students typically graduate with minimal debt.
Which programs at Navajo Technical University have the best job prospects?
Technical and trade programs like automotive technology and construction typically offer better employment opportunities than general studies. These hands-on programs align with regional job markets.
How much debt do Navajo Technical University graduates have?
Most students graduate with very little debt due to the low $3,307 annual cost and available tribal funding. The main financial risk is the low graduation rate rather than high debt loads.