At $27,662/yr net price, Northpoint Bible College graduates earn $42,210/yr within 10 years of enrollment, which is $8,210/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $27,662 |
| Estimated 4-Year Cost | $110,648 |
| Median Earnings (10yr post-entry) | $42,210/yr |
| Earnings Premium vs. HS Diploma | +$8,210/yr |
| Estimated Break-Even | 13.5 years |
| Graduation Rate (6-year) | 50.8% |
| Median Debt at Graduation | $25,000 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $26,358/yr |
| $30,001 - $48,000 | $27,698/yr |
| $48,001 - $75,000 | $29,152/yr |
| $75,001 - $110,000 | $29,636/yr |
| $110,001+ | $25,559/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Bible/Biblical Studies. | Bachelor | $29,141 | $27,000 |
The Risk Factor
50.8% of students at Northpoint Bible College graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
Northpoint Bible College is a hard financial bet. You pay close to $28,000 a year in net price and leave earning about $42,000 ten years out, so the gap between what you spend and what you earn back is narrow. The one bachelor's program with reported data, Bible/Biblical Studies, pays even less than the school-wide median, sitting under $30,000 a year while carrying $27,000 in debt. That is the core problem here: the flagship field of study earns the least and borrows the most.
The biggest red flag is the retention rate. Fewer than one in five students come back after their first year. If you leave without finishing, you still owe the debt without the degree, and only about half of students who stay graduate at all. That combination makes this a school where dropping out is a real and expensive risk you should plan around.
The net price barely moves with income. A family earning under $30,000 pays roughly $26,000, and a family over $110,000 actually pays less, around $25,600. Middle-income families in the $48,000 to $110,000 range pay the most, closer to $29,000. There is no meaningful discount for being low-income here, so if your family has limited resources, the price tag will hit hard.
This school makes financial sense if ministry is your calling and the degree is a requirement for the church or nonprofit path you already intend to follow. The Bible degree is not built to produce high salaries, and the numbers confirm it won't. If you are choosing a college mainly on earning power or debt repayment, the return here does not justify the cost, and you should look at cheaper or higher-paying options.
Frequently Asked Questions
Is Northpoint Bible College worth the cost?
Northpoint Bible College has questionable ROI with graduates earning just $42,210 ten years after enrollment while paying $27,662 annually. The low graduation rate of 51% means half of students don't finish their degree.
How much debt do Northpoint Bible College students typically have?
Students graduate with a median debt of $25,000. Given the low earning potential of $42,210 annually, this debt burden represents a significant financial challenge for most graduates.
What programs at Northpoint Bible College have the best job prospects?
The main program is Bible/Biblical Studies, which leads to average earnings of $29,141. This is well below the national average and makes loan repayment difficult for most graduates.
Does Northpoint Bible College offer good financial aid?
With a net price of $27,662 per year, students still face substantial costs even after financial aid. The school's low earnings outcomes make this price point financially risky for most students.