At $27,662/yr net price, Northpoint Bible College graduates earn $42,210/yr within 10 years of enrollment, which is $8,210/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $27,662 |
| Estimated 4-Year Cost | $110,648 |
| Median Earnings (10yr post-entry) | $42,210/yr |
| Earnings Premium vs. HS Diploma | +$8,210/yr |
| Estimated Break-Even | 13.5 years |
| Graduation Rate (6-year) | 50.8% |
| Median Debt at Graduation | $25,000 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $26,358/yr |
| $30,001 - $48,000 | $27,698/yr |
| $48,001 - $75,000 | $29,152/yr |
| $75,001 - $110,000 | $29,636/yr |
| $110,001+ | $25,559/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Bible/Biblical Studies. | Bachelor | $29,141 | $27,000 |
The Risk Factor
50.8% of students at Northpoint Bible College graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
Northpoint Bible College presents significant financial risks that outweigh potential returns for most students. The median earnings of $42,210 ten years after graduation barely justify the $27,662 annual net price, especially when paired with a concerning 50.8% graduation rate and an alarming 18.52% retention rate.
The school's primary program in Biblical Studies produces graduates earning just $29,141 annually while carrying $27,000 in debt. This creates a debt-to-income ratio that will strain your budget for years after graduation. The low retention rate signals that many students realize the financial mathematics don't work and transfer elsewhere after their first year.
This college makes financial sense only if you have a specific calling to ministry work and can secure substantial financial aid or family support to minimize borrowing. The 63% of students receiving aid suggests the school recognizes affordability challenges, but even with assistance, the return on investment remains weak compared to other career paths or more established religious institutions.
You should seriously consider alternatives if your goal is financial stability. Community college followed by transfer to a state university, or attending a larger Christian university with better job placement networks, would likely produce better financial outcomes. The combination of high dropout rates, low earnings, and significant debt makes Northpoint a risky investment unless ministry is your confirmed life path and you can attend with minimal borrowing.
Frequently Asked Questions
Is Northpoint Bible College worth the cost?
Northpoint Bible College has questionable ROI with graduates earning just $42,210 ten years after enrollment while paying $27,662 annually. The low graduation rate of 51% means half of students don't finish their degree.
How much debt do Northpoint Bible College students typically have?
Students graduate with a median debt of $25,000. Given the low earning potential of $42,210 annually, this debt burden represents a significant financial challenge for most graduates.
What programs at Northpoint Bible College have the best job prospects?
The main program is Bible/Biblical Studies, which leads to average earnings of $29,141. This is well below the national average and makes loan repayment difficult for most graduates.
Does Northpoint Bible College offer good financial aid?
With a net price of $27,662 per year, students still face substantial costs even after financial aid. The school's low earnings outcomes make this price point financially risky for most students.