Is Plaza College Worth It?

Plaza College sits in a tough spot financially. You pay $18,193 a year, and the typical graduate earns $31,519 a decade out. That earnings figure barely clears what many people make without a degree, so the return here is weak for most paths through the school.

The two bachelor's programs with data tell different stories. Health and Medical Administrative Services pays the most at graduation, but you also leave with the heaviest debt load of any program listed at $33,904. Business Administration pays a little less but ships you out with about $10,000 less debt, which makes it the safer of the two on a debt-to-earnings basis. Neither program produces earnings that comfortably outrun the borrowing.

The specific risk here is debt against low pay. A median debt around $20,751 is manageable only if your paycheck grows, and the median earnings say it often doesn't. If you enter Health and Medical Administrative Services and hit that program's debt figure, you're borrowing more than the median graduate earns in a year. Forest Hills and the wider New York City job market are expensive to live in, which stretches those earnings even thinner.

Watch the net price by income closely. If your family earns under $48,000, you pay roughly $18,000. Cross into the $48,000-$75,000 band and the price jumps to $22,216, so middle-income families actually pay the most out of pocket here.

This school makes sense for you if you want a direct route into administrative or business roles, can keep borrowing low, and value the 62.9% graduation rate as a sign you'll likely finish. If you need a degree that reliably lifts your income well above the local baseline, look elsewhere. The numbers at Plaza don't promise that.