At $20,752/yr net price, Point University graduates earn $38,740/yr within 10 years of enrollment, which is $4,740/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $20,752 |
| Estimated 4-Year Cost | $83,008 |
| Median Earnings (10yr post-entry) | $38,740/yr |
| Earnings Premium vs. HS Diploma | +$4,740/yr |
| Estimated Break-Even | 17.5 years |
| Graduation Rate (6-year) | 40.4% |
| Median Debt at Graduation | $25,250 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $20,237/yr |
| $30,001 - $48,000 | $21,103/yr |
| $48,001 - $75,000 | $19,802/yr |
| $75,001 - $110,000 | $21,409/yr |
| $110,001+ | $22,350/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Business Administration, Management and Operations. | Bachelor | $41,937 | $25,859 |
| Teacher Education and Professional Development, Specific Levels and Methods. | Bachelor | $33,565 | |
| Clinical, Counseling and Applied Psychology. | Bachelor | $28,055 | $39,000 |
| Bible/Biblical Studies. | Bachelor | $24,035 | |
| Bible/Biblical Studies. | Associate | $20,921 | |
| Human Development, Family Studies, and Related Services. | Bachelor | $20,140 | $25,250 |
| Liberal Arts and Sciences, General Studies and Humanities. | Associate | $20,140 |
The Risk Factor
40.4% of students at Point University graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
Point University delivers weak financial returns that make it difficult to justify the investment for most students. With median 10-year earnings of $38,740 and a net price exceeding $20,000 annually, you'll struggle to see meaningful income growth relative to your education costs.
Business programs offer your best shot at financial success, with graduates earning $41,937 compared to the school's overall median of $38,740. Education majors face particularly challenging prospects at $33,565, well below what teachers earn from stronger programs elsewhere. Psychology graduates earn just $28,055 while carrying $39,000 in debt, creating an unsustainable debt-to-income ratio. Biblical Studies programs produce the weakest returns, with some graduates earning barely above $20,000.
The 40% graduation rate creates substantial financial risk. You have a significant chance of leaving with debt but no degree, making repayment nearly impossible. The 71% retention rate signals many students recognize the poor value proposition early.
This school works financially only if you're entering ministry where income expectations differ, or if you have substantial family financial support that minimizes borrowing. Students needing loans to attend should look elsewhere. The combination of high costs, low earnings, and poor graduation rates creates a debt trap for most borrowers.
With only 32% of students receiving financial aid, merit scholarships appear limited. Your best strategy involves comparing total costs against earnings potential in your specific major, but few programs here clear that bar convincingly.
Frequently Asked Questions
Is Point University worth the cost?
Point University graduates earn $38,740 annually ten years after graduation, which is below the national average for college graduates. With a net price of $20,752 per year and median debt of $25,250, the financial return is modest compared to most four-year institutions.
What programs at Point University have the best job prospects?
Business Administration graduates from Point University earn the highest salaries at $41,937 annually, while Bible/Biblical Studies graduates earn significantly less at around $20,921-24,035. Teacher Education graduates fall in the middle at $33,565 per year.
How much debt do Point University students typically graduate with?
Point University graduates carry a median debt of $25,250, which is manageable compared to many private colleges. However, with starting salaries around $38,740, graduates may face tight budgets during loan repayment.
Does Point University have good graduation rates?
Point University has a 40.40% graduation rate, which is below the national average for four-year colleges. This means most students who enroll do not complete their degree, increasing the risk of debt without a diploma.