At $20,752/yr net price, Point University graduates earn $38,740/yr within 10 years of enrollment, which is $4,740/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $20,752 |
| Estimated 4-Year Cost | $83,008 |
| Median Earnings (10yr post-entry) | $38,740/yr |
| Earnings Premium vs. HS Diploma | +$4,740/yr |
| Estimated Break-Even | 17.5 years |
| Graduation Rate (6-year) | 40.4% |
| Median Debt at Graduation | $25,250 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $20,237/yr |
| $30,001 - $48,000 | $21,103/yr |
| $48,001 - $75,000 | $19,802/yr |
| $75,001 - $110,000 | $21,409/yr |
| $110,001+ | $22,350/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Business Administration, Management and Operations. | Bachelor | $41,937 | $25,859 |
| Teacher Education and Professional Development, Specific Levels and Methods. | Bachelor | $33,565 | |
| Clinical, Counseling and Applied Psychology. | Bachelor | $28,055 | $39,000 |
| Bible/Biblical Studies. | Bachelor | $24,035 | |
| Bible/Biblical Studies. | Associate | $20,921 | |
| Human Development, Family Studies, and Related Services. | Bachelor | $20,140 | $25,250 |
| Liberal Arts and Sciences, General Studies and Humanities. | Associate | $20,140 |
The Risk Factor
40.4% of students at Point University graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
Point University's numbers are weak. You'll pay about $20,000 a year net, then earn a median of $38,740 ten years out , barely above what many workers make without any degree. With a 40% graduation rate, there's a real chance you take on the debt and never finish, which is the worst financial outcome here.
Business Administration is the only major that clears the bar. At nearly $42,000, it's the single program that comes close to justifying the cost, and its debt load stays reasonable. Everything else struggles. Teacher Education lands in the low $30,000s. Applied Psychology pays around $28,000 but carries $39,000 in debt , the highest borrowing paired with weak earnings, which is the worst trade at this school. Bible/Biblical Studies and Human Development both pay in the low-to-mid $20,000s, roughly what you'd earn without the degree at all.
The specific risk here is finishing. Only 71% of freshmen return for a second year, and fewer than half graduate. Borrow $25,000, drop out, and you're paying loans with no credential to show for it.
The net price barely moves with income. Families earning under $30,000 pay about the same as families over $110,000 , around $20,000 either way. If you're low-income, Point does little to lower your cost, so the sticker weighs heaviest on you.
Point makes financial sense if you're set on Business Administration, confident you'll graduate, and drawn to the school's Christian mission enough that the low earnings elsewhere don't matter to you. If you're chasing salary and want a cushion in case you switch majors or leave early, look at a cheaper public option where the same $25,000 in debt buys stronger outcomes.
Frequently Asked Questions
Is Point University worth the cost?
Point University graduates earn $38,740 annually ten years after graduation, which is below the national average for college graduates. With a net price of $20,752 per year and median debt of $25,250, the financial return is modest compared to most four-year institutions.
What programs at Point University have the best job prospects?
Business Administration graduates from Point University earn the highest salaries at $41,937 annually, while Bible/Biblical Studies graduates earn significantly less at around $20,921-24,035. Teacher Education graduates fall in the middle at $33,565 per year.
How much debt do Point University students typically graduate with?
Point University graduates carry a median debt of $25,250, which is manageable compared to many private colleges. However, with starting salaries around $38,740, graduates may face tight budgets during loan repayment.
Does Point University have good graduation rates?
Point University has a 40.40% graduation rate, which is below the national average for four-year colleges. This means most students who enroll do not complete their degree, increasing the risk of debt without a diploma.