At $22,618/yr net price, Saint Martin's University graduates earn $62,092/yr within 10 years of enrollment, which is $28,092/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $22,618 |
| Estimated 4-Year Cost | $90,472 |
| Median Earnings (10yr post-entry) | $62,092/yr |
| Earnings Premium vs. HS Diploma | +$28,092/yr |
| Estimated Break-Even | 3.2 years |
| Graduation Rate (6-year) | 57.1% |
| Median Debt at Graduation | $22,500 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $15,233/yr |
| $30,001 - $48,000 | $20,657/yr |
| $48,001 - $75,000 | $19,090/yr |
| $75,001 - $110,000 | $25,956/yr |
| $110,001+ | $29,720/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $66,045 | |
| Civil Engineering. | Bachelor | $60,623 | $23,500 |
| Business Administration, Management and Operations. | Master | $58,221 | |
| Mechanical Engineering. | Bachelor | $57,995 | $27,000 |
| Teacher Education and Professional Development, Specific Levels and Methods. | Master | $55,964 | $50,086 |
| Accounting and Related Services. | Bachelor | $47,118 | |
| Clinical, Counseling and Applied Psychology. | Master | $46,087 | $82,000 |
| Teacher Education and Professional Development, Specific Levels and Methods. | Bachelor | $44,077 | |
| Social Work. | Bachelor | $40,896 | |
| Business Administration, Management and Operations. | Bachelor | $38,048 | $23,500 |
The Risk Factor
57.1% of students at Saint Martin's University graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
Saint Martin's University gives you a solid but uneven financial return. At roughly $22,600 a year net, the median debt at graduation stays modest at $22,500, and median earnings ten years out clear $62,000. That debt-to-earnings gap works in your favor if you finish and land in the right field.
The payoff depends heavily on your major. Nursing is the clear winner here, topping the earnings list and feeding directly into the Puget Sound healthcare market around Lacey and Olympia. Civil and mechanical engineering also pay well, though mechanical carries the highest debt of any listed program at $27,000, so watch that balance. Accounting and teacher education sit lower, both under $48,000, and teacher education in particular ties you to Washington's public-school pay scales. Pick that path with your eyes open about the numbers.
The real risk is finishing at all. The 73% retention rate means more than a quarter of first-year students don't return, and the 57% graduation rate means a large share leave without the degree that justifies the debt. Borrowing $22,500 and walking away without a diploma is the worst-case outcome, and it happens here often enough to take seriously.
The net price tiers reward the lowest incomes most. If your family earns under $30,000, you pay around $15,200, the best deal on offer. The middle tiers stay near $19,000 to $21,000, but families earning $75,000 to $110,000 jump to nearly $26,000, and above $110,000 you approach $30,000. Middle-income families see the sharpest cost increase for the smallest aid.
Saint Martin's fits you if you're headed into nursing or engineering and confident you'll graduate. If you're drawn to lower-paying majors, upper-middle income, or unsure about finishing, price out cheaper options first.
Frequently Asked Questions
Is Saint Martin's University worth the cost?
Saint Martin's University graduates earn $62,092 ten years after enrollment with median debt of $22,500, creating a manageable debt-to-income ratio. However, the 57% graduation rate means many students don't finish their degrees, which significantly hurts the return on investment for those who drop out.
What programs at Saint Martin's University have the best ROI?
Nursing programs at Saint Martin's University offer the strongest return with graduates earning $66,045 annually. Engineering programs also perform well, with civil engineers earning $60,623 and mechanical engineers earning $57,995, both well above the school's overall average.
How much debt do Saint Martin's University students typically graduate with?
Saint Martin's University graduates carry a median debt load of $22,500, which is reasonable compared to their $62,092 average earnings. The annual net price of $22,618 means students can expect total debt close to this median if they graduate in four years.
Does Saint Martin's University provide good financial aid?
With a net price of $22,618 per year, Saint Martin's University's financial aid brings costs down from the full sticker price. The resulting debt levels are manageable for most graduates, though students should consider the 57% graduation rate when evaluating financial risk.