Is South Florida Bible College and Theological Seminary Worth It?

South Florida Bible College and Theological Seminary gives you a mixed-to-weak financial picture, and the biggest warning sign is baked into the school itself. Median earnings ten years out sit at $45,354, which is modest for a four-year degree and leaves little room to service debt comfortably.

The number that should stop you is the 50% retention rate. Half of first-year students don't return. That matters financially because dropping out is the worst ROI outcome there is: you take on cost and time without the credential that raises earnings. Before you enroll, ask directly why the retention number is where it is and what happens to students who leave.

There's no bachelor-level program salary data here to tell you which majors pay off, so the earnings figure is your best available signal, and it's a school-wide average. A Bible college with a religious-studies and ministry focus points you toward pastoral, church, and nonprofit work, and those fields tend to pay in the range that $45,354 reflects. Go in expecting that ceiling. If your goal is a high-paying secular career in the South Florida market, this school's mission and outcomes don't line up with that.

This is a reasonable financial fit for you if you already know you want ministry or church leadership work, value the faith-based training specifically, and can keep borrowing low. Use the net price tiers to see what your income bracket actually pays, and treat the lowest-cost tier as the only version of this that makes financial sense. If you're taking on significant loans to attend, the modest earnings and the coin-flip retention rate make that a hard bet to justify. Look elsewhere if you need a degree that reliably raises your income.