At $19,655/yr net price, Southwestern Assemblies of God University graduates earn $46,238/yr within 10 years of enrollment, which is $12,238/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $19,655 |
| Estimated 4-Year Cost | $78,620 |
| Median Earnings (10yr post-entry) | $46,238/yr |
| Earnings Premium vs. HS Diploma | +$12,238/yr |
| Estimated Break-Even | 6.4 years |
| Graduation Rate (6-year) | 35.5% |
| Median Debt at Graduation | $24,725 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $16,990/yr |
| $30,001 - $48,000 | $17,898/yr |
| $48,001 - $75,000 | $19,915/yr |
| $75,001 - $110,000 | $21,796/yr |
| $110,001+ | $22,351/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Education, General. | Master | $42,682 | |
| Education, General. | Bachelor | $37,928 | $26,500 |
| Liberal Arts and Sciences, General Studies and Humanities. | Bachelor | $35,060 | $25,000 |
| Business Administration, Management and Operations. | Bachelor | $33,993 | $26,000 |
| Religious Education. | Bachelor | $29,685 | |
| Bible/Biblical Studies. | Bachelor | $29,413 | $29,618 |
| Pastoral Counseling and Specialized Ministries. | Bachelor | $25,967 | $24,750 |
The Risk Factor
35.5% of students at Southwestern Assemblies of God University graduate within 6 years. Fewer than half of students complete their degree. If you don't graduate, the financial investment may not pay off.
Analysis
Southwestern Assemblies of God University gives you a weak financial return. Median earnings ten years out sit near $46,000, but the bachelor programs actually listed pay far less than that. Education graduates earn about $37,900 while carrying $26,500 in debt, and that's the top-paying major on the list. Business Administration lands under $34,000, and the religious tracks that define this school pay the least of all.
Bible/Biblical Studies is the clearest financial risk here. You leave with the highest debt on the list, nearly $29,600, against the lowest earnings, roughly $29,400. That gap barely covers your loan payments, let alone rent in the Dallas-Fort Worth area where Waxahachie sits. Religious Education runs the same problem with lower earnings.
The 35% graduation rate is the bigger threat to your money. Most students who enroll do not finish, and if you borrow and leave without a degree, you carry the debt with none of the earnings. The 81% retention rate says the first year holds, so the losses come later.
The net price barely moves across income brackets. If your family earns under $30,000, you pay about $17,000 a year, only $5,000 less than families over $110,000. That is a heavy load on a low-income household for degrees that pay under $40,000.
This school fits you if ministry or church work is the point and the salary is secondary to the calling. If you need the degree to pay back what you borrowed, the education and business tracks are your only defensible options, and even those return modest numbers. If earnings drive your decision, a Texas public university will cost you less and pay you more.
Frequently Asked Questions
Is Southwestern Assemblies of God University worth the cost?
With graduates earning $46,238 ten years after enrollment and carrying $24,725 in median debt, the financial return is modest. The low 35.5% graduation rate raises concerns about whether most students complete their degree.
What are the highest paying majors at Southwestern Assemblies of God University?
Education majors earn around $42,682, making it the top-paying program at SAGU. Business and liberal arts graduates earn significantly less at $33,993 and $35,060 respectively.
How much debt do Southwestern Assemblies of God University students typically graduate with?
The median debt is $24,725, which is manageable given the $46,238 average earnings ten years out. However, this assumes students actually graduate, which only 35.5% do.
Does Southwestern Assemblies of God University provide good financial aid?
The net price of $19,655 per year is reasonable for a private university. Given the school's 85.65% acceptance rate and focus on faith-based education, aid appears accessible for students who qualify.