Cost Details
- In-State Tuition
- $34,770
- Out-of-State Tuition
- $34,770
- Average Net Price
- $24,275
- Students Receiving Financial Aid
- 25.0%
- Room & Board (On Campus)
- $12,478
- Room & Board (Off Campus)
- $14,688
- Books & Supplies
- $360
- Total Cost of Attendance
- $47,608
- Median Debt at Graduation
- $19,125
- Estimated Monthly Loan Payment
- $203/mo
- Loan Repayment Rate
- 49.2%
- Students Taking Federal Loans
- 28.1%
- Pell Grant Recipients
- 25.0%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $23,083 |
| $30,001 – $48,000 | $23,471 |
| $48,001 – $75,000 | $23,944 |
| $75,001 – $110,000 | $28,095 |
| $110,001+ | $28,725 |
Cost Estimator
Cost Overview
Most St. Thomas University families pay around $24,275 per year after aid, not the $47,608 sticker price. Low-income families with household earnings under $30,000 pay about $23,083 annually. The cost climbs gradually to $28,725 for families earning over $110,000. Over four years, expect to invest roughly $97,100 to $114,900 depending on your family's income.
The school targets financial aid strategically. Only 27% of students receive institutional grants, but those who qualify get an average of $22,126. Graduates leave with a median debt of $19,125, translating to monthly payments around $203. With median earnings hitting $54,272 ten years out, loan payments consume about 4.6% of income.
Students from lower-income families get the best value here. The minimal cost difference between income brackets means middle-class families pay nearly as much as wealthy ones.
The school targets financial aid strategically. Only 27% of students receive institutional grants, but those who qualify get an average of $22,126. Graduates leave with a median debt of $19,125, translating to monthly payments around $203. With median earnings hitting $54,272 ten years out, loan payments consume about 4.6% of income.
Students from lower-income families get the best value here. The minimal cost difference between income brackets means middle-class families pay nearly as much as wealthy ones.
Official Net Price Calculator
Get a personalized cost estimate from St. Thomas University:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.