At $24,275/yr net price, St. Thomas University graduates earn $54,272/yr within 10 years of enrollment, which is $20,272/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $24,275 |
| Estimated 4-Year Cost | $97,100 |
| Median Earnings (10yr post-entry) | $54,272/yr |
| Earnings Premium vs. HS Diploma | +$20,272/yr |
| Estimated Break-Even | 4.8 years |
| Graduation Rate (6-year) | 43.4% |
| Median Debt at Graduation | $19,125 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $23,083/yr |
| $30,001 - $48,000 | $23,471/yr |
| $48,001 - $75,000 | $23,944/yr |
| $75,001 - $110,000 | $28,095/yr |
| $110,001+ | $28,725/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Accounting and Related Services. | Master | $59,124 | $40,196 |
| Legal Professions and Studies, Other. | Certificate | $53,358 | $157,781 |
| Business Administration, Management and Operations. | Master | $53,358 | $29,273 |
| Educational Administration and Supervision. | Master | $53,179 | $30,750 |
| Special Education and Teaching. | Master | $48,849 | |
| Law. | Doctoral | $42,146 | $166,022 |
| Business Administration, Management and Operations. | Bachelor | $41,565 | $17,234 |
| Biology, General. | Bachelor | $25,194 | |
| Criminal Justice and Corrections. | Bachelor | $21,052 | $25,000 |
The Risk Factor
43.4% of students at St. Thomas University graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
St. Thomas University's numbers point to a weak financial return. You pay $24,275 a year in net price, but median earnings ten years out land at $54,272 , a gap that takes years of post-graduation income to close. The 43.4% graduation rate and 54.87% retention rate mean roughly half of you won't be around to see even that payoff.
The program data undercuts the school's overall median. Business Administration graduates report $41,565, Biology General just $25,194, and Criminal Justice and Corrections only $21,052 , with $25,000 in debt attached to that last one. Criminal Justice is the worst combination here: high borrowing, lowest earnings. If those three are your target majors, none of them clears a salary that justifies the price, and the school's $54,272 median must be carried by programs not broken out in this data.
The specific risk is finishing at all. With retention under 55%, your biggest financial danger is paying for a year or two, dropping out, and holding debt with no degree to show for it. Median debt of $19,125 is manageable only if you graduate into a job that pays.
The net price tiers barely move with income. If your family earns under $30k, you pay $23,083. over $110k, you pay $28,725. That flat pricing means lower-income families get little relief here , you carry nearly the full sticker regardless of need.
This school fits you if you're set on Business Administration and confident you'll graduate. Look elsewhere if you're headed for Criminal Justice or Biology, or if the $23,000-plus annual cost strains your family's finances, because the earnings on the low-paying majors won't repay it.
Frequently Asked Questions
Is St. Thomas University Miami worth the tuition cost?
St. Thomas University's ROI is mixed, with graduates earning $54,272 after 10 years against a net price of $24,275 annually. The 43% graduation rate is concerning and significantly below national averages.
What are the best paying majors at St. Thomas University?
Accounting graduates earn the highest at $59,124 annually, followed by legal studies and business management at around $53,358. Special education pays the lowest among top programs at $48,849.
How much student debt do St. Thomas University graduates have?
The median debt load is $19,125, which is relatively manageable compared to the national average. However, this lower debt partly reflects the high dropout rate of students who leave before accumulating full degree costs.
Does St. Thomas University have good financial aid?
The net price of $24,275 suggests decent financial aid given the private school setting. Still, nearly 6 out of 10 students don't graduate, making the investment risky regardless of aid received.