Cost Details
- In-State Tuition
- $8,769
- Out-of-State Tuition
- $18,679
- Average Net Price
- $17,231
- Students Receiving Financial Aid
- 38.7%
- Room & Board (On Campus)
- $15,440
- Room & Board (Off Campus)
- $15,440
- Books & Supplies
- $1,000
- Total Cost of Attendance
- $25,209
- Median Debt at Graduation
- $20,880
- Estimated Monthly Loan Payment
- $221/mo
- Loan Repayment Rate
- 68.2%
- Students Taking Federal Loans
- 53.3%
- Pell Grant Recipients
- 38.7%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $10,677 |
| $30,001 – $48,000 | $14,114 |
| $48,001 – $75,000 | $18,084 |
| $75,001 – $110,000 | $18,588 |
| $110,001+ | $23,253 |
Cost Estimator
Cost Overview
Most families pay far less than the $25,209 sticker price at SUNY Oswego. Students from families earning under $30,000 pay just $10,677 annually, while those from households making over $110,000 pay $23,253. The average net price sits at $17,231 per year. Over four years, that translates to roughly $69,000 total for most students.
Graduates leave with a median debt of $20,880, requiring monthly payments of $221. That's manageable against median earnings of $57,566 ten years out. The 68% loan repayment rate suggests most handle their debt successfully. Only 18.76% of students receive institutional grants averaging $8,516, but 38.7% qualify for federal Pell Grants.
In-state students get the strongest value here. With 93% of enrollment coming from New York, the school clearly serves its home state well at an affordable price point.
Graduates leave with a median debt of $20,880, requiring monthly payments of $221. That's manageable against median earnings of $57,566 ten years out. The 68% loan repayment rate suggests most handle their debt successfully. Only 18.76% of students receive institutional grants averaging $8,516, but 38.7% qualify for federal Pell Grants.
In-state students get the strongest value here. With 93% of enrollment coming from New York, the school clearly serves its home state well at an affordable price point.
Official Net Price Calculator
Get a personalized cost estimate from State University of New York at Oswego:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.