At $17,231/yr net price, State University of New York at Oswego graduates earn $57,566/yr within 10 years of enrollment, which is $23,566/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $17,231 |
| Estimated 4-Year Cost | $68,924 |
| Median Earnings (10yr post-entry) | $57,566/yr |
| Earnings Premium vs. HS Diploma | +$23,566/yr |
| Estimated Break-Even | 2.9 years |
| Graduation Rate (6-year) | 60.4% |
| Median Debt at Graduation | $20,880 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $10,677/yr |
| $30,001 - $48,000 | $14,114/yr |
| $48,001 - $75,000 | $18,084/yr |
| $75,001 - $110,000 | $18,588/yr |
| $110,001+ | $23,253/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Educational Administration and Supervision. | Certificate | $75,832 | |
| Computer and Information Sciences, General. | Bachelor | $67,324 | $23,000 |
| Insurance. | Bachelor | $57,318 | |
| Business Administration, Management and Operations. | Master | $56,716 | $22,118 |
| Accounting and Related Services. | Master | $52,941 | $20,500 |
| Finance and Financial Management Services. | Bachelor | $50,439 | $18,213 |
| Special Education and Teaching. | Master | $50,231 | |
| Teacher Education and Professional Development, Specific Subject Areas. | Master | $49,832 | $20,500 |
| Human Resources Management and Services. | Bachelor | $39,832 | $19,250 |
| Accounting and Related Services. | Bachelor | $39,009 | $21,195 |
The Risk Factor
60.4% of students at State University of New York at Oswego graduate within 6 years. A significant share of students finish, but roughly 40% do not complete their degree.
Analysis
SUNY Oswego gives you a solid financial return, with median earnings landing well above what you borrow to get there. You leave with roughly $21k in debt against a $57,566 median salary ten years out, so most graduates carry manageable loan-to-income ratios. That balance is the school's strongest selling point.
Your major decides everything here. Computer and Information Sciences pays $67,324, the clear winner, and it's worth the higher $23,000 debt load that comes with it. Insurance and Finance also land you above or near the school median. But the business-adjacent programs split hard: Human Resources Management and Accounting both pay under $40,000 while still leaving you with $19k-$21k in debt. Accounting graduates borrow more than Finance graduates and earn $11,000 less, which is a bad trade at this school.
The real risk is finishing at all. A 60% graduation rate and 70% retention mean a meaningful share of students leave with debt and no degree. If you drop out after borrowing, none of the earnings figures above apply to you, and that's the worst outcome this school produces.
The net price tiers reward lower-income families. Under $30k, you pay $10,677. over $110k, you pay $23,253. The jump is steepest between the $48-75k and $75-110k brackets, where price barely moves but the amount stays high relative to earnings.
Pick Oswego if you're targeting computer science, finance, or insurance, and if your family income keeps you in the lower net-price tiers. Look elsewhere if you're set on accounting or HR here, where the payoff doesn't justify the debt, or if you're unsure you'll finish, since the completion odds add real financial risk.
Frequently Asked Questions
Is SUNY Oswego worth the cost compared to other state schools?
With a net price of $17,231 and graduates earning $57,566 after 10 years, SUNY Oswego provides decent value for a state university. The return on investment is reasonable but not exceptional, with graduates typically breaking even within 6-8 years.
What are the best paying majors at State University of New York at Oswego?
Educational Administration leads with $75,832 average earnings, followed by Computer Science at $67,324. Business and accounting programs pay around $53,000-$57,000, which is solid but not outstanding for these fields.
How much student debt do SUNY Oswego graduates typically have?
The median debt is $20,880, which is manageable given the school's low cost. Most graduates can handle this debt load with starting salaries, though the 60% graduation rate means many students leave without finishing their degree.
Should I attend State University of New York at Oswego for business or computer science?
Computer science graduates earn $67,324 on average, making it a better investment than business programs which pay around $57,000. Both are decent choices given the school's affordable cost, but computer science offers better long-term earning potential.