At $6,666/yr net price, Talmudical Academy-New Jersey graduates earn $40,344/yr within 10 years of enrollment, which is $6,344/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $6,666 |
| Estimated 4-Year Cost | $26,664 |
| Median Earnings (10yr post-entry) | $40,344/yr |
| Earnings Premium vs. HS Diploma | +$6,344/yr |
| Estimated Break-Even | 4.2 years |
| Graduation Rate (6-year) | 10.0% |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $6,457/yr |
| $30,001 - $48,000 | $7,614/yr |
| $48,001 - $75,000 | $6,401/yr |
The Risk Factor
10.0% of students at Talmudical Academy-New Jersey graduate within 6 years. Fewer than half of students complete their degree. If you don't graduate, the financial investment may not pay off.
Analysis
Talmudical Academy-New Jersey costs about $6,666 a year net, which is cheap for a private four-year school. The problem is what comes after. Ten years out, the median graduate earns $40,344, which sits below what a typical bachelor's holder makes and barely clears entry-level wages in New Jersey's high-cost region. Low cost keeps your downside small, but the payoff on the other end is thin.
The 10% graduation rate is the number you can't look past. Ninety out of a hundred students don't finish, so the low sticker price only helps if you're one of the few who make it through. The 100% retention rate says almost everyone comes back after year one, which points to students leaving later without a degree in hand. Paying for years of study and walking away without the credential is the real financial risk here.
There's no bachelor-level program data listed, so there's no way to say which fields of study pay off. The $40,344 earnings figure is the whole picture, and it's a modest one for the area.
The net price barely moves with income. Families under $30k pay about $6,457, and families in the $48-75k band actually pay a touch less at $6,401. Whatever your income, expect to pay roughly the same low amount. That flat pricing works in your favor if money is tight.
This school fits you if its religious program is the specific reason you're enrolling and low out-of-pocket cost matters. If you're choosing it for earnings or a degree that transfers to the broader job market, the completion odds and pay figures point you elsewhere.
Frequently Asked Questions
Is Talmudical Academy-New Jersey worth the cost?
With a 10% graduation rate and median earnings of $40,344 ten years after enrollment, Talmudical Academy-New Jersey presents significant financial risk. The low net price of $6,666 annually helps reduce debt exposure, but the extremely low completion rate means most students don't finish their programs.
What is the return on investment for Talmudical Academy-New Jersey?
The ROI is poor due to the 10% graduation rate, meaning 9 out of 10 students don't complete their studies. Even graduates earn a relatively modest $40,344 annually, which may not justify the opportunity cost of attending.
How much debt do Talmudical Academy-New Jersey students typically have?
The low net price of $6,666 per year limits debt accumulation compared to other colleges. However, with only 10% of students graduating, most attendees risk taking on educational debt without earning a degree.
What are the job prospects after graduating from Talmudical Academy-New Jersey?
Graduates earn a median of $40,344 ten years after enrollment, which is below the national average for college graduates. The school's 10% graduation rate suggests most students face challenges completing their programs and entering the workforce with credentials.