Cost Details
- In-State Tuition
- $10,026
- Out-of-State Tuition
- $22,626
- Average Net Price
- $11,268
- Students Receiving Financial Aid
- 40.5%
- Room & Board (On Campus)
- $9,808
- Room & Board (Off Campus)
- $11,704
- Books & Supplies
- $1,202
- Total Cost of Attendance
- $21,036
- Median Debt at Graduation
- $20,500
- Estimated Monthly Loan Payment
- $217/mo
- Loan Repayment Rate
- 46.6%
- Students Taking Federal Loans
- 38.3%
- Pell Grant Recipients
- 40.5%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $8,709 |
| $30,001 – $48,000 | $8,290 |
| $48,001 – $75,000 | $11,193 |
| $75,001 – $110,000 | $17,954 |
| $110,001+ | $20,442 |
Cost Estimator
Cost Overview
Most families pay around $11,268 annually after financial aid, far below the $21,036 sticker price. Low-income students get the best deal at $8,709 per year, while those from families earning over $110,000 pay close to full price at $20,442. Over four years, expect to spend between $35,000 and $82,000 depending on family income.
Texas A&M-Commerce keeps debt manageable with graduates owing a median $20,500. Monthly loan payments average $217, reasonable against the $50,296 median salary ten years out. The university serves a working-class student body where 40.5% receive Pell Grants. Only 8.58% get institutional merit aid, but the low sticker price means most families can afford attendance without major borrowing.
First-generation college students and East Texas families get strong value here. The combination of accessible admissions and affordable costs makes this university a practical choice for regional students seeking four-year degrees.
Texas A&M-Commerce keeps debt manageable with graduates owing a median $20,500. Monthly loan payments average $217, reasonable against the $50,296 median salary ten years out. The university serves a working-class student body where 40.5% receive Pell Grants. Only 8.58% get institutional merit aid, but the low sticker price means most families can afford attendance without major borrowing.
First-generation college students and East Texas families get strong value here. The combination of accessible admissions and affordable costs makes this university a practical choice for regional students seeking four-year degrees.
Official Net Price Calculator
Get a personalized cost estimate from Texas A & M University-Commerce:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.