At $11,268/yr net price, Texas A & M University-Commerce graduates earn $50,296/yr within 10 years of enrollment, which is $16,296/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $11,268 |
| Estimated 4-Year Cost | $45,072 |
| Median Earnings (10yr post-entry) | $50,296/yr |
| Earnings Premium vs. HS Diploma | +$16,296/yr |
| Estimated Break-Even | 2.8 years |
| Graduation Rate (6-year) | 45.9% |
| Median Debt at Graduation | $20,500 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $8,709/yr |
| $30,001 - $48,000 | $8,290/yr |
| $48,001 - $75,000 | $11,193/yr |
| $75,001 - $110,000 | $17,954/yr |
| $110,001+ | $20,442/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Educational Administration and Supervision. | Doctoral | $71,015 | $54,433 |
| Finance and Financial Management Services. | Master | $70,456 | $31,920 |
| Industrial Production Technologies/Technicians. | Master | $69,732 | |
| Business Administration, Management and Operations. | Master | $68,688 | $31,018 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $64,196 | |
| Accounting and Related Services. | Master | $59,801 | $30,809 |
| Computer and Information Sciences, General. | Bachelor | $57,318 | $22,062 |
| Educational Administration and Supervision. | Master | $53,726 | $22,372 |
| Industrial Production Technologies/Technicians. | Bachelor | $52,107 | |
| Teacher Education and Professional Development, Specific Levels and Methods. | Master | $52,107 | $27,346 |
The Risk Factor
45.9% of students at Texas A & M University-Commerce graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
Texas A&M University-Commerce gives you a modest but workable financial return. Median earnings of about $50k ten years out sit against a low net price and median debt around $20,500, so you are not overpaying to attend. The math works if you graduate. The problem is that only 46% of you finish, and just 63% return after your first year, which means a large share of you leave carrying debt without a degree to pay it down.
Your major decides everything here. Nursing graduates clear $64k, the strongest payoff on campus, and computer and information sciences follows at $57k. Both beat the school-wide median comfortably. Math sits lower at roughly $47k, but its debt load is the lightest of the listed programs, so the return still holds up. Industrial production technologies and information science land in the middle. There is no listed bachelor program here that pays badly, but the gap between nursing and the general median tells you the softer majors likely pull earnings down.
The main financial risk is completion, not cost. Leaving before you finish is the expensive outcome at this school, since the debt stays and the earnings bump does not arrive.
The net price tiers reward lower-income families. If your family earns under $48k, you pay in the $8,000s a year. Above $110k, you pay closer to $20,000, and the jump from the $75-110k bracket is steep. This school fits you if you come from a lower-income Texas family and commit to a career-focused major like nursing or computing. If you are paying the top-tier price for an undecided path, the return gets thin fast.
Frequently Asked Questions
Is Texas A&M University-Commerce worth the cost?
With a net price of $11,268 and 10-year earnings of $50,296, Texas A&M University-Commerce offers decent value for an affordable education. However, the 46% graduation rate means many students don't finish their degrees, which significantly hurts ROI for those who drop out.
What are the best paying majors at Texas A&M University-Commerce?
Educational administration ($71,015), finance ($70,456), and industrial production technology ($69,732) offer the strongest earning potential at Texas A&M University-Commerce. These programs provide salaries well above the school's overall graduate average of $50,296.
How much debt do Texas A&M University-Commerce graduates typically have?
The median debt load is $20,500, which is manageable given the relatively low cost of attendance. With starting salaries around $50,000 for graduates, most can handle this debt level without major financial strain.
Does Texas A&M University-Commerce have a good graduation rate?
No, only 46% of students graduate from Texas A&M University-Commerce within six years. This low completion rate is a major risk factor that potential students should consider seriously before enrolling.