At $32,121/yr net price, The Master's University and Seminary graduates earn $57,106/yr within 10 years of enrollment, which is $23,106/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $32,121 |
| Estimated 4-Year Cost | $128,484 |
| Median Earnings (10yr post-entry) | $57,106/yr |
| Earnings Premium vs. HS Diploma | +$23,106/yr |
| Estimated Break-Even | 5.6 years |
| Graduation Rate (6-year) | 63.7% |
| Median Debt at Graduation | $20,500 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $31,026/yr |
| $30,001 - $48,000 | $27,113/yr |
| $48,001 - $75,000 | $27,969/yr |
| $75,001 - $110,000 | $33,288/yr |
| $110,001+ | $33,808/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Theological and Ministerial Studies. | Master | $53,168 | $24,402 |
| Business Administration, Management and Operations. | Bachelor | $45,919 | $19,500 |
| Theological and Ministerial Studies. | Bachelor | $31,127 | $21,500 |
| Communication and Media Studies. | Bachelor | $30,771 | $22,250 |
| Liberal Arts and Sciences, General Studies and Humanities. | Bachelor | $25,967 | $14,636 |
The Risk Factor
63.7% of students at The Master's University and Seminary graduate within 6 years. A significant share of students finish, but roughly 36% do not complete their degree.
Analysis
The Master's University delivers weak financial returns for most students, with median earnings of $57,106 trailing well behind the $32,121 annual cost. Your payback timeline stretches far longer than competitive schools, making this a financially risky choice unless you have specific career goals aligned with the university's Christian mission.
Theological and ministerial studies graduates earn $53,168 annually but carry $24,402 in debt, reflecting the reality of ministry salaries. Business administration offers the strongest financial path at $45,919 with manageable $19,500 debt loads. Communication and liberal arts majors face particularly poor outcomes, earning around $30,000 while accumulating over $20,000 in debt.
The 63.7% graduation rate creates additional financial risk since dropouts still owe money without degree benefits. Only 19% of students receive financial aid, meaning most families pay close to full price for modest career returns.
This school makes financial sense if you plan to enter ministry or Christian nonprofit work where mission alignment matters more than salary maximization. The tight-knit community and strong retention rate suggest good student support, but you will sacrifice earning potential compared to secular alternatives.
Look elsewhere if you need strong financial returns, plan to work in competitive secular fields, or require substantial financial aid. The limited aid availability and weak earning outcomes make this school financially viable only for families who can afford the full cost and prioritize the Christian educational environment over economic returns.
Frequently Asked Questions
Is The Master's University and Seminary worth the cost?
The Master's University and Seminary offers mixed value depending on your program choice. While the median debt of $20,500 is manageable, the 10-year median earnings of $57,106 are below average for college graduates, and the 63.7% graduation rate indicates completion challenges.
What are the best paying majors at The Master's University and Seminary?
Business Administration graduates earn the highest median salary at $45,919 after 10 years, while some Theological and Ministerial Studies tracks reach $53,168. Liberal Arts graduates average only $25,967, making it a financially risky choice given the $32,121 annual cost.
How much debt do The Master's University and Seminary graduates have?
The median debt for graduates is $20,500, which is relatively low compared to national averages. However, with many programs leading to lower-paying careers, even this modest debt load can be challenging to repay.
Does The Master's University and Seminary provide good financial aid?
With a net price of $32,121 per year, the school's financial aid brings costs down from the full sticker price. The relatively low debt levels suggest aid packages help, but the high net price still creates affordability challenges for many students.